862 W National St, Hernando, FL, 34442
About This Home
Beautiful " Ted Williams" old grand style vaulted heights architecture in a great family home. Home is move in ready , spacious open floor plan , newer 20"x 20" tile flooring thru most of the house, has sliding glass walls in the vaulted living room for fabulous views of ur outdoor Lani n pool / hot tub. This entertaining spot is equipped w a genair grill, freezer/ frig/ outside kitchen under roof w skylights, pool side shower, and bathroom. Massive master suite, furnished w contemporary FL style 11 PC bedroom set with coordinating window treatments and bedding, , double walk in closets fully shelved/ racked, on suite bath w garden tub, n huge walk-in glass block shower. Dining, living, built in shelved library, and kitchen w breakfast sun nook all under vaulted ceilings w skylights. Kitchen / living room boasts a double sided gas fireplace for ambiance at any angle. Heated hot tub n pool has new equipment ( less than 2 yrs) , patio / Lani has been freshly painted, ready for year round entertaining. 2 additional bedrooms n full bath are located opposite end of the home for total privacy ( kids, inlaw space). Laundry room, pantry, new Wash/ Dryer " Included!!! Many furniture items" may" also stay as furnishings, breakfast table set, dining set, Cherry wood 3 unit lighted dry bar entertainment set with its matching coffee table, patio table w 4 chairs, new " Polaris pool robot!. This home has a huge yard with lovely garden areas for sitting (slightly overgrown- ha) a coi pond, fenced yard for pets w patio inside it! Property is landscaped with Many palms, n flowering trees..huge garden shed out back. And best for last ......there are also "2 "separately deeded acres available for purchase as ( total privacy/ or investment )....on ur east and west side on the home lot.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2000
Materials
- Foundation: Footing
- Roof: Shake / Shingle
- Construction materials: Concrete Block
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Features
- Flooring: Tile,Carpet,Concrete
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced air,Heat pump,Stove,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 2,860 sqft
Property
Details
- Parcel number: 19E18S180110004900290
Features
- Exterior features: Shingle,Stucco,Cement / Concrete
- Has spa: Yes
- Has view: Yes
- View description: Territorial
Lot
- Lot size: 1.02 Acres
Parking
- Total spaces: 4
- Parking features: Garage - Attached,Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Heat Wave
- Inland Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Citrus County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,452 | $29,424 |
| Home Insurance * | $314 | $3,768 |
| Property Taxes | $517 | $6,204 |
| Electricity | $287 | $3,453 |
| Total | $3,570 | $42,840 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Price change | $485,000 |
| 2026-07-12 | Listed for sale | $510,000 |
| 2026-07-08 | Listing removed | $495,000 |
| 2026-06-29 | Listed for sale | $495,000 |
| 2026-06-09 | Pending sale | $495,000 |
| 2026-05-28 | Listed for sale | $495,000 |
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