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8601 N Maple Ave, Crystal River, FL, 34428

5beds
3baths
2,697sqft
$499,000
$185price/sqft
$3,686/moest. monthly cost
$147,440/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Completely renovated in 2026, this stunning 5-bedroom, 3-bathroom home offers an acre of opportunity with a versatile three-level floor plan designed to accommodate a variety of living arrangements. With no HOA, there's room to enjoy your property your way. The main living level welcomes you with soaring cathedral ceilings, an open-concept design, and a beautifully renovated kitchen featuring granite countertops, stainless steel appliances, abundant cabinetry, and generous prep space. Luxury vinyl plank flooring enhances the main living areas, while carpet adds comfort to the stairs and upper-level bedrooms. Designed with flexibility in mind, the first level functions as an in-law suite complete with its own living room, kitchen, bedroom, and full bathroom, along with a spacious bonus room that could serve as a home office, media room, or playroom. The second level is the heart of the home, offering the main living area, kitchen, full bathroom, and two bedrooms. Upstairs, the third level includes two additional bedrooms, a full bathroom, and a conveniently located laundry room. Enjoy peace of mind with a 2026 roof, 2026 electrical panel, and a complete interior renovation that gives the home a fresh, modern feel. Outside, the partially cleared 1-acre lot provides plenty of room to relax, entertain, or expand. Covered front porches offer the perfect place to unwind, while the paver fire pit patio creates an inviting gathering space for evenings with family and friends. This unique property combines modern updates, flexible living space, and room to enjoy the outdoors—all without the restrictions of an HOA.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
4/10
4/10
Crystal River High SchoolGrades PK,9-126.1 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Block,Pillar/Post/Pier
  • Roof: Asphalt,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Microwave Hood Fan,Microwave,Refrigerator,Water Softener Owned,Water Heater
  • Laundry features: Laundry - Living Area

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Cathedral Ceiling(s),In-Law Floorplan,Open Floorplan,Updated Kitchen
  • Flooring: Carpet,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 3,630
  • Total interior livable area: 2,697 sqft

Property

Details

  • Parcel number: 1975662
  • Zoning: CLR
  • Special condition: Standard

Features

  • Pool features: None
  • Exterior features: Gravel Driveway,Room For Pool

Lot

  • Lot size: 1 Acres
  • Features: Acreage,Irregular Lot,Trees,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$251$3,012
Property Taxes $641$7,692
Electricity $271$3,257
Total$3,686$44,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,377/yr
40% on housing$110,580/yr
45% on housing$98,293/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 34428$183
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34428$177
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$474,900
2026-08-06Price change$489,000
2026-07-30Listed for sale$499,000
2021-12-20Sold$185,666
2021-12-10Pending sale$99,000
2021-12-08Listed for sale$99,000
2014-02-19Sold$70,299
2013-12-31Price change$76,000
2013-11-19Price change$80,000
2013-11-05Price change$90,300
2013-10-09Price change$95,000
2013-09-12Price change$99,900
2013-08-17Listed for sale$105,000
2013-07-23Sold$194,800
2011-02-06Listing removed$114,000
2010-10-24Listed for sale$114,000
2005-03-31Sold$121,500
2003-04-01Sold$113,500
2000-10-18Sold$59,900
2000-02-18Sold$25,000

For Sale by Agent

AgentHaley Roddenberry
BrokerageWave Elite Realty LLC

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