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3770 S Millston Point, Homosassa, FL, 34448

6beds
3baths
2,550sqft
$320,000
$125price/sqft
$2,435/moest. monthly cost
$97,400/yrincome needed

About This Home

Quaint Park setting mature landscape- total privacy is enjoyed on this 2 home listing ( Both ranch homes ( complete in-law or college students suite ) totaling 6 bedrooms- 3 full baths - breakfast area off main kitchen in master home with a separate office or can be used as massive EXTRA laundry room - 2 full covered carports -3 full baths -2 full kitchens -3 family /living rooms / step down into living family room -step up into master jacuzzi bath -step up & down in both in-law college suite next door - Loads of character just needs updated & some minor repairs - a ton of space -personality to make your own & beautiful HISTORY- minutes from beach & multiple natural springs with manatees - a tourist town with quaint shopping & eateries - upscale to SANDY BEACH STYLE - every updated home town feels are HERE & just waiting FOR YOU & YOURS ( a FOREVER HOME ) there’s a 1/3 acre lot next door with a workshop - Let’s make a DEAL TODAY

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Lecanto Primary SchoolGrades PK-51.3 mi
5/10
Lecanto Middle SchoolGrades 6-81.3 mi
5/10
Lecanto High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Footing
  • Roof: Shake / Shingle
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,550 sqft

Property

Details

  • Parcel number: 18E19S2000100110

Features

  • Exterior features: Stone,Stucco,Wood,Cement / Concrete
  • Has view: Yes
  • View description: Park,Territorial

Lot

  • Lot size: 0.40 Acres

Parking

  • Parking features: Carport,Off-street,On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$176$2,112
Property Taxes $385$4,620
Electricity $256$3,079
Total$2,435$29,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,485/yr
40% on housing$73,050/yr
45% on housing$64,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 34448$168
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34448$212
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-06Listed for sale$320,000

For Sale by Owner

AgentProperty Owner

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