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1163 SE 2nd St, Crystal River, FL, 34429

3beds
2baths
1,511sqft
$224,900
$149price/sqft
$1,748/moest. monthly cost
$69,920/yrincome needed

About This Home

Located in the heart of Crystal River, this beautifully renovated home is full of charm and modern upgrades! Featuring an open-concept floor plan with two spacious living areas, three bedrooms, two bathrooms, and a dedicated laundry/utility room, this property offers comfort, style, and flexibility. The interior has been completely updated in 2023 with luxury vinyl plank flooring throughout, fresh interior paint, and a stunning kitchen featuring brand-new cabinetry, butcher block countertops, stainless steel appliances, farmhouse sink, and classic subway tile backsplash. Additional recent upgrades include a newer roof (approximately 6 years old), brand-new water heater, gutters and downspouts, stove, and washing machine all updated in 2024. This home would make an excellent income-producing investment, vacation rental, or personal residence. Conveniently located within walking and biking distance to downtown Crystal River, Hunter Springs Park, parks, pickleball courts, the library, schools, shopping, and dining. Best of all — this property has never flooded. Don’t miss your opportunity to own this move-in-ready Crystal River gem. Schedule your showing today!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
4/10
4/10
Crystal River High SchoolGrades PK,9-121.0 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Luxury Vinyl Plank,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,086
  • Total interior livable area: 1,511 sqft

Property

Details

  • Parcel number: 1081491
  • Zoning: CITY
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 8,276 sqft
  • Features: Acreage

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$120$1,440
Property Taxes $294$3,528
Electricity $197$2,366
Total$1,748$20,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,931/yr
40% on housing$52,440/yr
45% on housing$46,613/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 34429$174
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34429$171
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Price change$224,900
2026-05-28Listed for sale$229,000
2023-05-10Sold$215,000
2023-04-28Pending sale$219,900
2023-04-22Listed for sale$219,900
2023-03-25Pending sale$219,900
2023-03-16Listed for sale$219,900
2022-10-07Listing removed--
2022-09-14Listed for sale$219,900
2022-02-01Sold$135,000
2021-07-29Sold$145,000
2021-05-04Pending sale$110,000
2021-04-01Listed for sale$110,000

For Sale by Agent

AgentMelissa Champlin
BrokeragePlantation Realty, Inc.

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