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7020 W Grant St, Homosassa, FL, 34448

2beds
2baths
1,277sqft
$232,000
$182price/sqft
$1,700/moest. monthly cost
$68,000/yrincome needed

About This Home

*New Roof credit available*. New A/C (2024) Windows (2025) Septic and well both recently serviced, All appliances are newer, 20X12 shed with electric hook up (2024) Unique property with location, location, location! Charming and affordable Homosassa home situated on a spacious 0.38-acre corner lot offering plenty of room to spread out, store your toys, or add future outdoor features. This 3 bedroom, 2 bathroom home with approximately 1,277 square feet of living space features a comfortable layout with a bright living area, functional kitchen, and generously sized bedrooms. Enjoy the privacy of a large lot with room for RV parking, boat storage, or even a future pool, making it ideal for full-time living, a winter getaway, or investment property. The property provides a peaceful setting while still being conveniently located close to the Homosassa River, local marinas, restaurants, shopping, and the natural springs that make this area famous. Whether you’re looking for an affordable primary residence, vacation retreat, or rental opportunity, this property offers excellent potential in a desirable location near Florida’s Nature Coast. Highlights 3 Bedrooms | 2 Bathrooms Approximately 1,277 living sq ft 0.38 acre corner lot Plenty of space for boat/RV parking Close to the Homosassa River, springs, and Gulf access Ideal for full-time living, seasonal use, or investment. Agent and or buyer to verify all statements in listing description.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
5/10
Lecanto Middle SchoolGrades 6-83.3 mi
5/10
Lecanto High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,292
  • Total interior livable area: 1,277 sqft

Property

Details

  • Parcel number: 1132819
  • Zoning: MDRMH,R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.38 Acres
  • Features: Corner Lot

Parking

  • Parking features: Boat,RV Access/Parking,Truck Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Strong Wind
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,173$14,076
Home Insurance *$127$1,524
Property Taxes $203$2,436
Electricity $197$2,366
Total$1,700$20,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,285/yr
40% on housing$51,000/yr
45% on housing$45,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 34448$168
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34448$212
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$227,000
2026-03-06Listed for sale$232,000
2018-09-26Sold$97,500
2018-08-23Pending sale$99,900
2018-08-20Listed for sale$99,900
2013-12-03Sold$55,000
2013-10-02Listed for sale$64,900

For Sale by Agent

AgentRonald Fithen
BrokerageLPT Realty, LLC

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