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12108 W Gulf Breeze Ct, Crystal River, FL, 34429

2beds
2baths
1,272sqft
$349,900
$275price/sqft
$2,441/moest. monthly cost
$97,640/yrincome needed

About This Home

WATERFRONT STILT HOUSE - VACATION RENTAL POTENTIAL; LAUNCH BOATS FROM YOUR ON-PROPERTY BOAT RAMP, AMPLE PARKING FOR BOATS & VEHICLES. GO AROUND THE CORNER TO THE FISHING GROUNDS YOU SEE ON POPULAR WEEKEND FISHING SHOWS. FISH THE SALT RIVER, OZELLO AND ST. MARTIN KEYS; GO OFF-SHORE, CATCH SNAPPER, GROUPER, GAME FISH. A CITRUS COUNTY PUBLIC PARK/BOAT LAUNCH IS ACROSS FT. ISLAND TRAIL, AS WELL AS TWIN RIVERS MARINA, A FULL SERVICE FACILITY INCLUDING BOAT STORAGE. ALSO, POPULAR SHRIMP LANDING WITH BOAT RENTALS, EXPERT FISHING GUIDES AND YUMMY FOOD TRUCK; JUST A FEW MORE MILES TO FT ISLAND BEACH. RECENT UPDATES INCLUDE NEW ROOF, A/C, REMODLED BATHROOMS, NEW HOT WATERHEATER. RENTALS ARE NEEDED, GOOD OPPORTUNITY TO INVEST IN YOUR VACATION HOME AND/OR WATERFRONT RESIDENCE. PLENTY OF RESTAURANTS AND RECREATIONAL OPPORTUNITIES A VARIETY OF BOAT TOURS AND GUIDE SEVICES AVAILABLE CLOSE BY. ALSO CONVENIENT TO THE CRYSTAL RIVER AIRPORT IF YOU WANT TO FLY YOUR PLANE.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10
Crystal River High SchoolGrades PK,9-123.5 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt,Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi-Level,Stilt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Refrigerator

Bedroom

  • Level: Second
  • Dimensions: 15.00 x 11.00

Bedroom

  • Features: Balcony,Ceiling Fan(s),Dry Bar,Fireplace
  • Level: Second
  • Dimensions: 18.00 x 11.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Fireplace,Open Floorplan,Wood Cabinets,Window Treatments,Second Floor Entry,Sliding Glass Door(s)
  • Door features: Sliding Doors
  • Window features: Blinds,Casement Window(s)
  • Flooring: Cork,Laminate,Vinyl
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Great Room

  • Features: Breakfast Bar,Ceiling Fan(s),Fireplace
  • Level: Main
  • Dimensions: 22.00 x 20.00

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,280
  • Total interior livable area: 1,272 sqft

Kitchen

  • Features: Ceiling Fan(s),Dry Bar,Dual Sinks
  • Level: Main
  • Dimensions: 8.00 x 11.00

Porch

  • Features: Breakfast Bar,Ceiling Fan(s),Dry Bar,Dual Sinks,Fireplace,Living/Dining Room
  • Level: Second
  • Dimensions: 6.00 x 22.00

Property

Details

  • Parcel number: 1003474
  • Zoning: CLR
  • Special condition: Standard,Listed As-Is

Features

  • Pool features: None
  • Patio & porch: Deck,Wood
  • Exterior features: Deck,Gravel Driveway,Unpaved Driveway
  • On waterfront: Yes
  • Waterfront features: Boat Ramp/Lift Access,Gulf Access,River Access,Riprap,Seawall,Water Access,Canal Access,Waterfront
  • Frontage type: Canal,Waterfront

Lot

  • Lot size: 7,840 sqft
  • Features: Flat
  • Lot size dimensions: 80 x 93

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Driveway,Gravel,Unpaved
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$187$2,244
Property Taxes $288$3,456
Electricity $197$2,366
Total$2,441$29,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,691/yr
40% on housing$73,230/yr
45% on housing$65,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 34429$173
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34429$171
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$345,900
2026-04-23Price change$349,900
2026-04-09Price change$359,900
2026-04-07Price change$365,000
2026-03-31Price change$359,900
2025-12-27Price change$365,000
2025-11-18Price change$369,000
2025-10-18Listed for sale$374,000
2025-07-02Listing removed$384,000
2025-06-04Price change$384,000
2025-05-13Price change$389,000
2025-04-10Listed for sale$399,900
2024-11-24Listing removed$408,000
2024-11-24Price change$408,000
2024-11-24Price change$40,800
2024-11-08Price change$412,000
2024-10-25Price change$422,000
2024-10-16Price change$442,000
2024-09-28Price change$446,000
2024-09-20Price change$448,000
2024-08-15Price change$465,000
2024-08-10Listed for sale$479,000
2024-07-31Listing removed--
2024-07-10Price change$479,000
2024-06-01Listed for sale$492,000
2001-05-10Sold$72,500

For Sale by Agent

AgentEllen Moore
BrokerageColdwell Banker Residential RE

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