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4370 E Amherst St, Hernando, FL, 34442

3beds
2baths
1,456sqft
$269,900
$185price/sqft
$1,738/moest. monthly cost
$69,520/yrincome needed

About This Home

Seller motivated and willing to entertain reasonable offers! Welcome home to this beautifully maintained 2023 manufactured home offering approximately 1,456 square feet of comfortable living space on a generous 0.34-acre lot. Featuring 3 bedrooms and 2 bathrooms, the open-concept floor plan provides a bright, inviting living area that flows seamlessly into the spacious kitchen and dining area—perfect for everyday living and entertaining. Custom composite interior window shutters add to the appeal. Start your mornings or unwind in the evenings on the large front deck, thoughtfully screen enclosed from top to bottom, including screening underneath the deck to help keep insects out while allowing you to enjoy Florida's outdoor lifestyle in comfort. The split-bedroom layout provides privacy for the primary suite complete with custom tile step in shower and huge walk-in closet, while the expansive homesite offers plenty of room outside for RV or boat parking, gardening, or future outdoor amenities. Property is fenced with solar powered, coded gate and cross fenced for added privacy out back. Double gates allow convenient access to the back yard which features 2 sheds. Metal shed provides ample storage for garden tools while the 10 x 16 wood shed with power makes for a great work shop. Home is wired to accept a portable generator with connection outlet under rear deck. Conveniently located near shopping, restaurants, medical facilities, lakes, public boat ramps, and the many recreational opportunities Citrus County has to offer, this move-in-ready home delivers modern comfort, peaceful surroundings, and plenty of outdoor space to enjoy. And for added peace of mind, a transferrable manufacturer warranty until August of 2029 is available. Call and schedule your viewing today!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

3/10
6/10
4/10
Citrus High SchoolGrades 9-124.7 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2023

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Manufactured

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Oven,Gas Range,Refrigerator,Range Hood,Water Softener Owned,Water Heater,Washer
  • Laundry features: Laundry - Living Area

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Laminate Counters,Main Level Primary,Primary Suite,Open Floorplan,Split Bedrooms,Shower Only,Separate Shower,Updated Kitchen,Walk-In Closet(s),Window Treatments
  • Window features: Blinds,Double Pane Windows
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,456
  • Total interior livable area: 1,456 sqft

Property

Details

  • Parcel number: 1952646
  • Zoning: CLRMH
  • Special condition: Standard

Features

  • Pool features: None
  • Exterior features: Blacktop Driveway
  • Fencing: Mixed,Privacy,Wood,Wire

Lot

  • Lot size: 0.34 Acres
  • Features: Rectangular
  • Lot size dimensions: 100 x 150

Parking

  • Total spaces: 2
  • Parking features: Detached Carport,Driveway,RV Access/Parking,Carport
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$174$2,088
Property Taxes $3$36
Electricity $197$2,366
Total$1,738$20,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,588/yr
40% on housing$52,140/yr
45% on housing$46,346/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 34442$199
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34442$197
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$269,900
2026-07-02Listed for sale$275,000
2022-05-13Sold$24,900
2022-04-19Pending sale$24,900
2022-04-12Listed for sale$24,900
2017-07-03Sold$5,059

For Sale by Agent

AgentMark States
BrokerageRE/MAX Realty One

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