5260 S Mystic Point, Homosassa, FL, 34448
About This Home
Just 1 hour from Tampa via Suncoast Parkway, this rare main river waterfront home offers direct Gulf access! Check out the video tour link! BRAND NEW ROOF AND AC 2024!! *The main living area has NEVER FLOODED. Picturesque Florida coastal property!! A wide ramp allows ease of arriving at the front door without stairs or an elevator. Experience waterfront luxury in this stunning Homosassa Riverfront home. Located in Riverhaven Village at the end of a cul-de-sac, this residence boasts 290 feet of waterfront, offering expansive open water views. As you step through the front door, a breathtaking panorama unfolds, blending windows, water, and nature. The property features a landscaped deck with a fire pit for entertaining or quiet evenings by the water. Additional enhancements include deck and dock lighting that create a magical ambiance. A walk-around dock on the Lagoon side adds to the enjoyment of this home, providing more opportunities to soak in the waterfront scenery. Inside, the open floor plan includes a unique cupola room with vaulted ceilings. The wood-burning stone fireplace adds warmth and character. The custom kitchen is a chef's dream with hickory cabinets, quartz countertops, and stainless steel appliances. A spacious sitting/family room offers a comfortable retreat with water views, while a grand dining room sets the stage for gatherings. The bedroom layout is thoughtful, with three bedrooms and a bathroom on one side, ensuring privacy. The primary bedroom, located on the opposite side, offers a walk-down shower, a walk-in closet, and wood floors. The expansive laundry/mudroom leads to a generously sized garage that can fit four cars or recreational toys. Outdoors, composite wood decks abound, providing excellent vantage points to enjoy the waterfront lifestyle. The impressive dock has three lifts, including 16,000 lb, 6,000 lb, and a jet ski/small boat lift. Built with composite decking, the dock features water and electric connections, making it a haven for boating enthusiasts. Riverhaven Village residents enjoy access to The Club, a community hub with an Olympic-size heated pool for laps, water aerobics, or relaxing. Amenities also include three tennis courts (two lighted), four pickleball courts, a fenced children’s playground, and a dog park. Inside, the clubhouse offers a new full kitchen, library, big screen TV, pool tables, ping-pong, and shuffleboard. Social activities include Mahjong, Bridge, exercise classes, Bingo, and Poker, and the clubhouse is available for member events. This Homosassa Riverfront home is a rare gem, offering a lifestyle of luxury, serenity, and endless waterfront adventures. Call today and come see your waterfront dream home! OWNER FINANCING AVAILABLE!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1985
Materials
- Foundation: Pillar/Post/Pier
- Roof: Asphalt,Shingle
- Construction materials: HardiPlank Type,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Oven,Dryer,Dishwasher,Electric Cooktop,Disposal,Microwave,Refrigerator,Water Heater,Washer
- Laundry features: Laundry - Living Area
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Fireplace,High Ceilings,Pantry,Stone Counters,Split Bedrooms,Updated Kitchen,Vaulted Ceiling(s),Walk-In Closet(s),Wood Cabinets,French Door(s)/Atrium Door(s),First Floor Entry
- Door features: French Doors
- Flooring: Tile
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 4,478
- Total interior livable area: 3,139 sqft
Property
Details
- Parcel number: 1012627
- Zoning: CLR
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None,Community
- Patio & porch: Composite,Deck
- Exterior features: Deck,Landscaping
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- On waterfront: Yes
- Waterfront features: Boat Dock/Slip,Boat Ramp/Lift Access,Gulf Access,Ocean Access,River Access,River Front,Waterfront
- Frontage type: River
Lot
- Lot size: 0.37 Acres
- Features: Cleared
Parking
- Total spaces: 2
- Parking features: Attached,Boat,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Citrus County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,522 | $78,264 |
| Home Insurance * | $710 | $8,520 |
| Property Taxes | $1,757 | $21,084 |
| Electricity | $315 | $3,790 |
| Total | $9,304 | $111,648 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-19 | Listed for sale | $1,495,000 |
| 2025-06-10 | Listing removed | $1,495,000 |
| 2025-02-12 | Price change | $1,495,000 |
| 2024-06-20 | Price change | $1,595,000 |
| 2024-03-30 | Listed for sale | $1,790,000 |
| 2024-03-21 | Pending sale | $1,790,000 |
| 2024-01-24 | Listed for sale | $1,790,000 |
| 2023-01-13 | Sold | $1,400,000 |
| 2023-01-01 | Pending sale | $1,585,000 |
| 2022-10-19 | Listed for sale | $1,585,000 |
| 2022-02-15 | Sold | $1,250,000 |
| 2006-08-04 | Sold | $925,000 |
| 2002-11-19 | Sold | $480,000 |
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