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5135 S Running Brook Dr, Homosassa, FL, 34448

3beds
2baths
2,646sqft
$599,000
$226price/sqft
$4,359/moest. monthly cost
$174,360/yrincome needed

About This Home

Waterfront Paradise in Riverhaven Village - Never Flooded, Never a Claim Filed! Welcome to your dream retreat in beautiful Riverhaven Village! This elegant and meticulously maintained waterfront home offers peace of mind with no history of flooding--even during storms Helene & Milton, no insurance claims for flood damage, and no federal assistance ever received. Step inside and be greeted by soaring ceilings, fresh interior paint, and a sun-drenched open layout that seamlessly connects the living, dining, and kitchen spaces -- ideal for entertaining and everyday living. Tinted windows flood the home with natural light while showcasing panoramic water views. The kitchen is a true chef's delight, boasting: Real wood cabinetry, Granite countertops, Glide-out shelves in the pantry, Brand-new stainless- steel appliances even chef Ramsay would be impressed! Relax year-round in the stunning Florida room with rich wood ceilings and wall-to-wall views of the waterfront. Or step out onto the screened porch for morning coffee while watching manatees and dolphins play. The master suite offers a serene retreat, complete with Crown molding, New carpeting, Walk-in closet, spacious ensuite bath featuring a jacuzzi tub, separate shower and dual sinks. Step outside to your private dock, equipped with new marine-grade pilings, space for 2 boats, and a concrete seawall enhanced with riprap rocks and concrete caps--a 25,000+ investment offering strength, lower maintenance, and natural aesthetic. Additional Features include Chain-link fenced yard, Paver and concrete driveway, Beautiful landscaping and outdoor lighting. Roof: approx. 10 years old, AC: approx. 8 years old + newer split unit on lanai and Plantation shutters throughout. Just minutes to Homosassa River with no bridges to the Gulf of Mexico and the famous Clump's Landing restaurant this is true waterfront living at its best. Don't miss your chance to own this one-of-a-kind oasis--schedule your private showing today and experience the beauty for yourself! * Social membership is optional.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
3/10
4/10
Crystal River High SchoolGrades PK,9-128.8 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Unit,Sink,Washer Hookup

Bathroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Main

Features

  • Ceiling Fan(s),His and Hers Closets,Open Floorplan,Primary Bathroom -Tub with Separate Shower,Walk-In Closet(s),Split Plan
  • Flooring: Carpet,Laminate,Vinyl,Other

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Multi Units,Split System

Interior Area

  • Total structure area: 2,646
  • Total interior livable area: 2,646 sqft

Kitchen

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 16E19S250010000800180
  • Zoning: R1A
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Glass Enclosed,Patio,Rear Porch,Screened
  • Exterior features: Dock,Other
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Canal,River,Water
  • Has water view: Yes
  • Water view: Canal,River,Water
  • On waterfront: Yes
  • Waterfront features: Canal Front,River Access,Seawall,Indirect Gulf Access,Waterfront Community

Lot

  • Lot size: 0.27 Acres
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$329$3,948
Property Taxes $736$8,832
Electricity $266$3,195
Total$4,359$52,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,451/yr
40% on housing$130,770/yr
45% on housing$116,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 34448$166
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34448$212
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-22Price change$599,000
2025-12-18Price change$695,000
2025-12-03Price change$748,500
2025-07-24Price change$750,000
2025-07-14Listed for sale$825,000
2024-11-13Listing removed$850,000
2024-05-17Price change$850,000
2024-05-08Price change$885,000
2024-02-17Price change$915,000
2023-12-29Listed for sale$925,000
2018-06-04Sold$475,000
2018-04-27Pending sale$499,000
2018-03-27Price change$499,000
2018-02-28Listed for sale$549,000
2003-10-16Sold$327,000
2003-05-06Sold$160,000

For Sale by Agent

AgentKatrina L Stough
BrokerageTropic Shores Realty LLC

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