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8219 W Trotter Ln, Homosassa, FL, 34446

2beds
2baths
1,468sqft
$229,900
$157price/sqft
$1,681/moest. monthly cost
$67,240/yrincome needed

About This Home

Seller Motivated!!! This adorable home within walking distance to shopping and restaurants is ready for their new owners. Luxury vinyl flooring throughout, new kitchen with a pantry, granite countertops and tiled backsplash. Oversized lot with a white vinyl fencing with not one, but two, double gates for easy access for your boat or toys. The Cook's 12 x 20 shed is an extra feature, as well as, the large Florida room that has its own mini split air conditioner. Use it as an office or another bedroom. I love how the home is located on a dead end. You have so much waiting for you on this home. It is also a true split floor plan with both bathrooms featuring beautiful new vanities. This is your new home

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
4/10
4/10
Crystal River High SchoolGrades PK,9-127.3 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Dual Sinks,Eat-in Kitchen,Main Level Primary,Pantry,Split Bedrooms,Shower Only,Solid Surface Counters,Separate Shower,Wood Cabinets,Window Treatments
  • Window features: Blinds
  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,222
  • Total interior livable area: 1,468 sqft

Property

Details

  • Parcel number: 2019026
  • Zoning: MDR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Concrete Driveway
  • Fencing: Vinyl

Lot

  • Lot size: 0.32 Acres
  • Features: Flat

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Strong Wind
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$106$1,272
Property Taxes $216$2,592
Electricity $197$2,366
Total$1,681$20,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,634/yr
40% on housing$50,430/yr
45% on housing$44,826/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 34446$148
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34446$163
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$229,900
2026-07-12Price change$233,900
2026-06-09Price change$235,900
2026-05-23Price change$238,900
2026-05-11Listed for sale$239,900
2026-05-08Pending sale$239,900
2026-04-28Listed for sale$239,900
2015-08-12Sold$38,600
2015-07-14Price change$35,000
2015-05-09Price change$43,000
2015-03-06Listed for sale$62,000
2015-01-09Sold$65,000

For Sale by Agent

AgentErica Sauve
BrokerageTropic Shores Realty

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