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8324 W Earl Loop, Homosassa, FL, 34446

2beds
2baths
1,026sqft
$175,000
$171price/sqft
$1,331/moest. monthly cost
$53,240/yrincome needed

About This Home

This beautiful, move-in-ready home features two spacious primary bedroom suites, high ceilings, and a generously sized enclosed Florida room that expands the living area to just over 1,400 square feet. Home has, a new AC (12/2025) new Roof (2023) new sunroom roof (2024) Designed with both comfort and functionality in mind, this home offers an ideal setting for relaxed Florida living. Conveniently located near a wide range of amenities—including restaurants, shopping, medical facilities, banks, the Homosassa River, and the Suncoast Parkway—you’ll enjoy both tranquility and accessibility. The low monthly condo association fee of just $190 includes grounds maintenance, access to the community pool and clubhouse, and two designated covered parking spaces. The property is structured in a townhome-style layout, with four side-by-side residences, offering a blend of privacy and community.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
3/10
4/10
Crystal River High SchoolGrades PK,9-127.5 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 1986

Materials

  • Foundation: Block,Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: MultiFamily
  • Architectural style: Fourplex
  • Property subType: Quadruplex,Multi Family,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Microwave,Refrigerator,Water Heater,Washer
  • Laundry features: Laundry - Living Area

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Laminate Counters,Multiple Primary Suites,Pantry,Split Bedrooms,Skylights,Window Treatments,First Floor Entry,Sliding Glass Door(s)
  • Door features: Sliding Doors
  • Window features: Blinds,Skylight(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,490
  • Total interior livable area: 1,026 sqft

Property

Details

  • Parcel number: 2513888
  • Attached to another structure: Yes
  • Zoning: HDR
  • Special condition: Standard,Listed As-Is

Features

  • Pool features: None,Community
  • Exterior features: Landscaping

Lot

  • Lot size: 2,178 sqft
  • Features: Flat,Rectangular,Trees

Parking

  • Total spaces: 2
  • Parking features: Detached Carport,Parking Space(s),Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Strong Wind
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$81$972
Property Taxes $169$2,028
Electricity $197$2,366
Total$1,331$15,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,634/yr
40% on housing$39,930/yr
45% on housing$35,493/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 34446$148
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34446$163
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$175,000
2022-04-06Sold$148,000
2022-01-27Pending sale$149,900
2022-01-13Listed for sale$149,900
2006-02-20Sold$103,500

For Sale by Agent

AgentMegan Cortez
BrokerageWave Elite Realty LLC

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