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260 SE 16th Ter, Crystal River, FL, 34429

2beds
2baths
1,640sqft
$349,000
$213price/sqft
$2,791/moest. monthly cost
$111,640/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Welcome to your beautifully remodeled retreat in the heart of downtown Crystal River! This stunning 2-bedroom, 2-bath home has been thoughtfully updated from top to bottom, offering the perfect blend of modern comfort and coastal charm. Step inside to discover a bright, open-concept living space featuring brand-new flooring, fresh paint, and stylish finishes throughout. The fully renovated kitchen boasts sleek countertops, updated cabinetry, and new stainless-steel appliances—ideal for both everyday living and entertaining. Both bedrooms are spacious and inviting, with ample closet space, while the two fully updated bathrooms showcase contemporary fixtures and elegant design. Every detail has been carefully considered, making this home truly move-in ready. Enjoy the convenience of downtown living with shops, restaurants, and waterfront attractions just moments away. Whether you're looking for a full-time residence, vacation getaway, or investment property, this home offers the best of Florida living in a prime location. Don’t miss your chance to own a turnkey property in one of Crystal River’s most desirable areas!

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
61
BikeBikeable

Schools

5/10
3/10
4/10
Crystal River High SchoolGrades PK,9-121.8 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Block,Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Oven,Range

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,336
  • Total interior livable area: 1,640 sqft

Property

Details

  • Parcel number: 2843713
  • Zoning: CITY,RW
  • Special condition: Standard
  • Other equipment: Satellite Dish

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Concrete Driveway,Satellite Dish

Lot

  • Lot size: 0.34 Acres
  • Features: Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$187$2,244
Property Taxes $643$7,716
Electricity $197$2,366
Total$2,791$33,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,691/yr
40% on housing$83,730/yr
45% on housing$74,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 34429$173
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34429$171
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$349,000
2026-03-15Listing removed$345,000
2025-11-26Price change$345,000
2025-07-29Price change$340,000
2025-06-23Listed for sale$355,000
2025-06-16Pending sale$355,000
2025-06-05Listed for sale$355,000
2025-02-13Sold$250,000
2025-01-30Pending sale$275,000
2025-01-02Price change$275,000
2024-12-03Listed for sale$235,000
2024-09-30Listing removed$399,000
2024-09-16Listed for sale$399,000
2024-04-15Listing removed--
2024-03-22Listed for sale$399,000
2023-06-15Listing removed--
2023-06-05Price change$2,500
2023-05-19Price change$2,650
2023-05-05Listed for rent$2,900
2019-07-05Sold$185,000
2019-05-17Pending sale$184,900
2019-05-11Listed for sale$184,900
2013-07-12Sold$39,000
2009-11-09Sold$90,000
2008-08-03Listing removed$165,000
2008-03-03Price change$165,000
2007-10-31Price change$179,900
2007-10-02Listed for sale$187,900
2001-01-26Sold$85,000
2000-10-16Sold$85,500

For Sale by Agent

AgentSkyler Hastings
BrokerageCentury 21 J.W.Morton R.E.

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