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5716 S Gray Oak Ter, Lecanto, FL, 34461

5beds
3baths
2,263sqft
$490,000
$217price/sqft
$3,246/moest. monthly cost
$129,840/yrincome needed

About This Home

Nestled in the heart of Lecanto, Florida, this stunning 5-bedroom, 3-bathroom mobile home built in 2022 sits on a sprawling 5-acre parcel, offering the perfect blend of privacy, space, and country charm. Surrounded by natural beauty, this property provides a peaceful retreat while still being conveniently located near shopping, dining, and top-rated schools. Step inside to discover a spacious and thoughtfully designed floor plan featuring generous living areas, abundant natural light, and plenty of room for both relaxing and entertaining. The well-appointed kitchen offers ample cabinetry and workspace, making it ideal for family meals or hosting guests. The expansive property opens up endless possibilities—bring your horses, create a garden oasis, or simply enjoy the wide-open space and serene surroundings with no HOA or deed restrictions. Plenty of room for outdoor living, this property is perfect for those seeking a quiet lifestyle without sacrificing modern comforts. Whether you're looking for a family home, a private retreat, or a place to spread out and enjoy nature, this exceptional property in Lecanto is a rare find.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Lecanto Primary SchoolGrades PK-53.2 mi
5/10
Lecanto Middle SchoolGrades 6-83.3 mi
5/10
Lecanto High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Modular/Prefab

Type & Style

  • Home type: MobileManufactured
  • Architectural style: One Story
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,263
  • Total interior livable area: 2,263 sqft

Property

Details

  • Parcel number: 1511658
  • Zoning: RURMH
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 4.98 Acres
  • Features: Acreage

Parking

  • Parking features: Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$379$4,548
Property Taxes $163$1,956
Electricity $227$2,732
Total$3,246$38,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,291/yr
40% on housing$97,380/yr
45% on housing$86,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 34461$197
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34461$182
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$497,000
2026-03-18Listed for sale$499,000
1991-04-01Sold$40,000

For Sale by Agent

AgentMichael Curry
BrokerageWave Elite Realty LLC

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