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4059 S LINWOOD TERRACE, Inverness, FL, 34452

2beds
2baths
1,802sqft
$220,000
$122price/sqft
$1,775/moest. monthly cost
$71,000/yrincome needed

About This Home

Welcome to this 2-bebdrooms, 2 bathrooms, 1 car garage with a roof replacement in 2023, water heather in 2024 . Located in Inverness Highlands West, just minutes from Historic Downtown Inverness, access to local Restaurants, Parks, Medical facilities & Community events. Inside you will find open living & dinning room, large enclose Lanai and two bedrooms with walking closets. The spacious backyard offers a lot possibilities whether you're looking for a home office, Hobby space, or additional living space. This home is full of Potential. l

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
Inverness Middle SchoolGrades 6-83.2 mi
4/10
Citrus High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range
  • Laundry features: In Garage

Bathroom2

  • Features: Walk-In Closet(s)
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Thermostat
  • Flooring: Carpet,Laminate

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,474
  • Total interior livable area: 1,802 sqft

Kitchen

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 20E19S290010034700150
  • Zoning: MDR
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None

Lot

  • Lot size: 9,600 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$157$1,884
Property Taxes $309$3,708
Electricity $197$2,366
Total$1,775$21,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,857/yr
40% on housing$53,250/yr
45% on housing$47,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 34452$130
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34452$166
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$220,000
2007-10-31Sold$110,000

For Sale by Agent

AgentGloria Mejia
BrokerageFLORIDA REALTY INVESTMENTS

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