3953 S Fernpark Ter, Inverness, FL, 34452
About This Home
This charming 2-bedroom, 2-bath home sits right next to Holden Park—enjoy easy access to a playground, soccer fields, and basketball courts just steps from your door. You’re also just minutes from downtown Inverness, where local favorites like Coach's Pub & Eatery, Chipotle, Chili's, and Stumpknockers offer dining and nightlife options for every taste. Conveniently near Inverness Primary School, Inverness Middle School, and Citrus High School, the location checks all the boxes. Inside, you’ll find a solid layout with an attached garage and a bonus shed for extra storage. With just minor updates needed, this home is the perfect canvas to add your personal style. Whether you’re a first-time buyer, investor, or someone looking to customize their space, this is a smart move in a sought-after area. Don’t miss your chance to turn potential into reality—schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Foundation: Block,Slab
- Roof: Asphalt,Shingle
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Oven,Dishwasher,Electric Cooktop,Microwave Hood Fan,Microwave,Refrigerator,Water Heater,Washer
- Laundry features: In Garage
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Laminate Counters,Tub Shower
- Flooring: Concrete,Unfinished
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,907
- Total interior livable area: 1,326 sqft
Property
Details
- Parcel number: 1811457
- Zoning: MDR
- Special condition: Standard,Listed As-Is
Features
- Levels: One
- Stories: 1
- Pool features: None
- Exterior features: Paved Driveway
Lot
- Lot size: 0.33 Acres
- Features: Flat,Rectangular
Parking
- Total spaces: 1
- Parking features: Attached,Driveway,Garage,Paved
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Citrus County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,011 | $12,132 |
| Home Insurance * | $143 | $1,716 |
| Property Taxes | $194 | $2,328 |
| Electricity | $197 | $2,366 |
| Total | $1,545 | $18,540 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-24 | Price change | $200,000 |
| 2026-03-23 | Listed for sale | $189,000 |
View on Zillow