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11328 W Bayshore Dr, Crystal River, FL, 34429

2beds
3baths
1,862sqft
$229,900
$123price/sqft
$1,641/moest. monthly cost
$65,640/yrincome needed

About This Home

Discover the Ultimate Florida Waterfront Lifestyle in Crystal River! Welcome to your completely remodeled two-story waterfront condo, perfectly positioned on a wide canal with direct access to the Gulf of Mexico. This isn't just a home, it's your gateway to the renowned "Nature Coast" lifestyle, offering immediate boating, fishing and scalloping adventures right from your doorstep! No detail has been overlooked in this top-to-bottom renovation. You will be the first to enjoy the pristine upgrades, providing true peace of mind. BRAND NEW EVERYTHING from the new roof, new HVAC system to the new windows and doors, all major components are new. Step inside to a stunning interior featuring new flooring, fresh paint, modern fixtures, a gorgeously remodeled kitchen and luxurious new bathrooms. Experience the best of waterfront living with your private dock. Hop on your boat, kayak or paddleboard and be in the Gulf in minutes to enjoy world-class fishing and stunning sunsets. Take a dip in the community swimming pool or enjoy a friendly game on the tennis courts. The HOA offers incredible value, with the monthly fee covering virtually everything including flood insurance, cable, wifi, trash pick-up, exterior maintenance and use of all community facilities. Enjoy a low-maintenance, high-value living experience that is the perfect blend of luxury, convenience and an unparalleled Florida waterfront lifestyle!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10
Crystal River High SchoolGrades PK,9-123.3 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Block,Slab
  • Roof: Metal
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Multi-Level
  • Property subType: Townhouse,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave,Refrigerator,Water Heater
  • Laundry features: Laundry - Living Area

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Dual Sinks,Eat-in Kitchen,Primary Suite,Pantry,Stone Counters,Shower Only,Separate Shower,Updated Kitchen,Upper Level Primary,Walk-In Closet(s),First Floor Entry,Sliding Glass Door(s)
  • Door features: Sliding Doors
  • Window features: Sliding
  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,006
  • Total interior livable area: 1,862 sqft

Property

Details

  • Parcel number: 1095301
  • Zoning: CLR
  • Special condition: Standard,Listed As-Is

Features

  • Pool features: None,Community
  • Exterior features: Landscaping,Lighting
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Gulf Access,Ocean Access,Seawall,Waterfront
  • Frontage type: Waterfront

Lot

  • Lot size: 1,306 sqft
  • Features: Zero Lot Line

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$123$1,476
Property Taxes $159$1,908
Electricity $197$2,366
Total$1,641$19,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,262/yr
40% on housing$49,230/yr
45% on housing$43,760/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 34429$174
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34429$171
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$235,000
2025-11-05Listed for sale$239,900
2024-02-27Listing removed$155,000
2021-10-08Pending sale$155,000
2021-10-01Price change$155,000
2021-09-03Listed for sale$175,000
1999-05-20Sold$74,500
1997-06-03Sold$65,000

For Sale by Agent

AgentNorman Longfellow
BrokerageWave Elite Realty LLC

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