See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4556 E Shorewood Dr, Hernando, FL, 34442

3beds
1baths
1,472sqft
$220,000
$149price/sqft
$1,749/moest. monthly cost
$69,960/yrincome needed

About This Home

Welcome to your fully furnished waterfront opportunity in River Lakes Manor! This charming 3-bedroom, 1-bath home offers the perfect blend of comfort, flexibility, and income potential—ideal as a primary residence, seasonal getaway, or turnkey Airbnb investment. Inside, you’ll find a spacious layout featuring both a living room and family room, plus an additional flex space that can easily serve as an office, game room, or extra sleeping area. The dining area flows nicely for everyday living or entertaining guests. Step outside and enjoy true Florida living with a newly redone boat dock, providing direct access for boating, fishing, or simply relaxing on the water. The property also offers excellent storage and parking options with a 1-car detached garage and an 2-car carport—plenty of room for vehicles, toys, or guests. Situated on a generous lot with no HOA, this property gives you the freedom to use it as you choose. Whether you’re looking for a cozy home or a ready-to-go short-term rental, this one checks all the boxes. Don’t miss your chance to own a versatile property!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Manufactured,Wood Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Oven,Gas Range,Microwave Hood Fan,Microwave,Refrigerator,Water Heater,Washer
  • Laundry features: Laundry - Living Area

Bedroom

  • Level: Main
  • Dimensions: 14.40 x 9.70

Bedroom

  • Level: Main
  • Dimensions: 10.40 x 8.50

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 17.70 x 11.30

Family Room

  • Level: Main
  • Dimensions: 25.10 x 12.40

Features

  • Eat-in Kitchen,Furnished,High Ceilings,Laminate Counters,Shower Only,Separate Shower,Vaulted Ceiling(s),Window Treatments
  • Window features: Blinds
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,472
  • Total interior livable area: 1,472 sqft

Kitchen

  • Level: Main
  • Dimensions: 14.10 x 11.70

Laundry

  • Level: Main
  • Dimensions: 4.90 x 12.40

Living Room

  • Level: Main
  • Dimensions: 17.70 x 9.70

Master Bedroom

  • Features: Primary Suite
  • Level: Main
  • Dimensions: 12.40 x 11.30

Property

Details

  • Parcel number: 1582695
  • Zoning: CLR
  • Special condition: Standard,Listed As-Is

Features

  • Pool features: None
  • Exterior features: Landscaping,Lighting,Rain Gutters,Paved Driveway
  • Fencing: Cross Fenced,Wood
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Lake Privileges,Lake Front,Waterfront
  • Frontage type: Lakefront

Lot

  • Lot size: 0.35 Acres
  • Features: Irregular Lot,Trees
  • Lot size dimensions: 75 x 166

Parking

  • Total spaces: 3
  • Parking features: Detached Carport,Driveway,Detached,Garage,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$142$1,704
Property Taxes $298$3,576
Electricity $197$2,366
Total$1,749$20,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,965/yr
40% on housing$52,470/yr
45% on housing$46,640/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 34442$200
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34442$197
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$220,000
2024-10-15Sold$160,000
2024-09-22Pending sale$169,900
2024-08-26Price change$169,900
2024-07-19Listed for sale$189,900
2023-11-22Sold$90,000
2014-05-06Sold$43,000

For Sale by Agent

AgentTomika Spires-Hanssen
BrokerageKeller Williams Realty - Elite Partners II

Similar Homes