See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

8232 SWAN LAKE Road, Melrose, FL, 32666

2beds
2baths
910sqft
$164,900
$181price/sqft
$1,287/moest. monthly cost
$51,480/yrincome needed

About This Home

. Just minutes from Historic Melrose Florida is this move in ready 2 bed 2 bath manufactured home on Lake Swan Road. The Large 2.7 acre partially wooded property is just beautiful and has paved road frontage. The split floor plan home has over 900 Sq ft. It has a large handi-capped accessed covered deck with a large open area for family gatherings. Other property features included are: an unfinished cottage, 2 car carport, large storage building, paved driveway, RV site with hookups and large deck. What a great place to enjoy some rural living again, yet being close to major towns like Gainesville, Palatka, Ocala and Starke Florida. But you'll find most all your conveniences just down the road in Historic Melrose and Keystone Heights: Restaurants, drug stores, Doctors, food stores, entertainment, cultural activities and for your recreational water enjoyment like: wake surfing, kayaking. fishing, skiing, swimming, there's 6000 acre Santa Fe Lake. See why so many are leaving the Big Cities and getting back to more of the country way of life and with this much property you'll have all types of opportunities. Raise some chickens, start a Victory garden and so much more. Showings are easy, give us a call and take a look.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Traditional
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 910 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 03092302198500000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Patio
  • Fencing: Wood

Lot

  • Lot size: 2.74 Acres
  • Features: Corner Lot,Irregular Lot

Parking

  • Total spaces: 2
  • Parking features: Carport,Detached Carport,RV Access/Parking
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $833$9,996
Home Insurance *$96$1,152
Property Taxes $161$1,932
Electricity $197$2,366
Total$1,287$15,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,125/yr
40% on housing$38,610/yr
45% on housing$34,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 32666$185
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32666$212
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$164,900
2026-01-14Sold$124,500
2025-12-27Pending sale$139,900
2025-08-05Price change$139,900
2025-04-10Price change$149,900
2025-02-21Price change$159,900
2025-02-07Price change$169,900
2024-11-10Listed for sale$179,400

For Sale by Agent

AgentROGER BUZ
BrokerageCENTURY 21 LAKESIDE REALTY

Similar Homes