3764 CREEK HOLLOW Lane, Middleburg, FL, 32068
About This Home
Welcome to this well maintained 3-bedroom, 2-bath home nestled in the desirable estate section of the gated Ravines community. Situated on a spacious half-acre lot, this home offers an inviting open-concept, split-bedroom floor plan accented by a coastal theme throughout. The bright and airy living spaces flow seamlessly, creating the perfect setting for both everyday living and entertaining. A standout feature of the home is the enclosed sunroom, complete with a swim spa, providing a private retreat to relax and enjoy year-round. The oversized lot offers plenty of room for outdoor activities while maintaining a peaceful setting. Conveniently located near shopping, dining, and everyday amenities, with quick access to the First Coast Expressway (SR-23), commuting to the greater Jacksonville metro area is effortless. Families will appreciate being located within the highly sought-after A-rated Clay County School District. This exceptional property combines comfort, style, and convenience in one of Clay County's most established gated communities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1995
Materials
- Roof: Shingle
- Construction materials: Frame,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Microwave,Refrigerator
- Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Breakfast Bar,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s)
- Flooring: Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: Double Sided,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,974
- Total interior livable area: 2,128 sqft
Property
Details
- Parcel number: 13052402138808041
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
- Exterior features: Fire Pit
- Has spa: Yes
- Spa features: Private
Lot
- Lot size: 0.45 Acres
- Features: Sprinklers In Front,Sprinklers In Rear
- Lot size dimensions: 105 x 200
Parking
- Total spaces: 2
- Parking features: Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Inland Flooding
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,194 | $26,328 |
| Home Insurance * | $295 | $3,540 |
| Property Taxes | $510 | $6,120 |
| Electricity | $214 | $2,569 |
| Total | $3,213 | $38,556 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Price change | $429,000 |
| 2026-08-05 | Price change | $430,000 |
| 2026-07-30 | Price change | $434,000 |
| 2026-07-18 | Price change | $435,000 |
| 2026-07-09 | Price change | $440,000 |
| 2026-07-03 | Price change | $445,000 |
| 2026-06-24 | Listed for sale | $450,000 |
| 2016-11-10 | Sold | $216,000 |
| 2016-07-13 | Listed for sale | $229,900 |
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