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2822 CIRCLE RIDGE Drive, Orange Park, FL, 32065

4beds
3baths
2,785sqft
$335,000
$120price/sqft
$2,577/moest. monthly cost
$103,080/yrincome needed

About This Home

Spacious 4-bedroom, 2.5 bath brick home with an open floor plan is perfect for modern living & entertaining. Step inside to find a bright & inviting layout featuring generous living spaces & abundant natural light. The home flows effortlessly from the living area to the kitchen & dining space, creating the ideal setting for gatherings of any size. Walk through the enclosed Florida room to enjoy your private backyard oasis complete with a stunning in-ground saltwater pool, equipped with a brand-new salt cell for easy maintenance. Convenient outdoor shower on the side of the detached 563 SF pool/guest/game room which is ready for your personal touch to transform it to suit your needs! This home offers the perfect blend of indoor & outdoor living!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

7/10
4/10
5/10
Ridgeview High SchoolGrades PK,9-122.2 mi

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Eat-in Kitchen,Entrance Foyer,Primary Bathroom - Shower No Tub,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,790
  • Total interior livable area: 2,785 sqft

Property

Details

  • Parcel number: 14042502033105200

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground,Salt Water
  • Patio & porch: Screened
  • Exterior features: Outdoor Shower
  • Fencing: Back Yard,Privacy,Wood
  • Has view: Yes
  • View description: Pool,Trees/Woods

Lot

  • Lot size: 0.36 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,On Street,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Inland Flooding
Tornado
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$220$2,640
Property Taxes $384$4,608
Electricity $280$3,363
Total$2,577$30,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,354/yr
40% on housing$77,310/yr
45% on housing$68,720/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 32065$136
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32065$175
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$345,000
2026-04-20Price change$352,000
2026-03-18Price change$362,000
2026-03-11Price change$372,000
2026-01-16Price change$382,000
2026-01-08Listed for sale$389,000
2025-12-28Listing removed$399,000
2025-11-25Price change$399,000
2025-11-15Price change$409,000
2025-10-26Price change$415,000
2025-09-25Price change$430,000
2025-08-25Price change$440,000
2025-08-08Price change$460,000
2025-08-02Price change$470,000
2025-07-05Listed for sale$475,000
2007-09-06Sold$230,000
2005-09-30Sold$279,900
2001-07-24Sold$160,000

For Sale by Agent

AgentSHANNON R MURRAY
BrokerageWATSON REALTY CORP

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