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6189 KINGSLEY LAKE Drive, Starke, FL, 32091

6beds
4baths
5,368sqft
$2,390,000
$445price/sqft
$17,378/moest. monthly cost
$695,120/yrincome needed

About This Home

Step into timeless charm on the shores of Kingsley Lake with this one-of-a-kind lakefront retreat designed for gathering, relaxing, and making memories. The main home features 4 bedrooms and 3 bathrooms, complemented by a private apartment above the garage offering 2 additional bedrooms and 1 bath--perfect for guests or extended family. Rich with character, the home showcases warm pine wood floors, walls, and ceilings throughout, creating an inviting, rustic elegance. The oversized kitchen and dining area is truly the heart of the home--ideal for hosting large groups--while the expansive family room offers plenty of space to unwind. Outside, multiple porches invite you to take in the peaceful lake setting, while the impressive boathouse is equipped with A/C, a mini fridge, and sink for added comfort on the water. The dock setup is equally exceptional, featuring a boat lift, jet ski lift, and additional space to accommodate two more jet skis, along with both a slide and a newer diving board--both in working condition--for endless lake enjoyment. A charming potting shed offers flexibility as a workshop or creative space, and the expansive property provides ample room for parking, entertaining, and hosting large family reunions or gatherings. Known for its crystal-clear water and rare, almost perfectly round shape, Kingsley Lake spans roughly 2,000 acres and is one of Florida's oldest and deepest lakes--making it a premier destination for boating, skiing, and fishing. This is more than a home--it's a legacy lake property where unforgettable memories are made for generations.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
6/10
5/10
Middleburg High SchoolGrades PK,9-1212.1 mi

Construction

Condition

  • Year built: 1948

Materials

  • Roof: Metal
  • Construction materials: Composition Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Electric Range,Electric Water Heater,Ice Maker,Microwave,Washer
  • Laundry features: Lower Level

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Breakfast Bar,Breakfast Nook,Eat-in Kitchen,Entrance Foyer,Guest Suite,Kitchen Island,Pantry,Primary Bathroom - Shower No Tub,Master Downstairs,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric,Multi Units,Split System

Interior Area

  • Total interior livable area: 5,368 sqft

Property

Details

  • Parcel number: 16062302154800000
  • Zoning description: Residential

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered,Front Porch,Rear Porch,Side Porch
  • Exterior features: Balcony,Boat Lift,Boat Slip,Dock
  • Fencing: Back Yard,Wrought Iron
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Navigable Water,No Fixed Bridges,Seawall

Lot

  • Lot size: 2.15 Acres
  • Features: Cleared

Parking

  • Total spaces: 3
  • Parking features: Additional Parking,Attached Carport,Circular Driveway,Covered,Garage,Garage Door Opener,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,085$145,020
Home Insurance *$1,636$19,632
Property Taxes $3,117$37,404
Electricity $540$6,482
Total$17,378$208,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$595,817/yr
40% on housing$521,340/yr
45% on housing$463,413/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$445This listing

vs Other Active Listings

Avg $/sqft

ZIP 32091$171
Clay County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 32091
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-25Listed for sale$2,390,000
2021-03-24Listing removed--
2016-11-09Sold$357,600
2016-05-06Listing removed$995,000
2016-01-24Listed for sale$995,000
2015-08-25Listing removed$1,100,000
2015-05-01Price change$1,100,000
2014-11-22Listed for sale$1,200,000

For Sale by Agent

AgentKELI RUSSELL, CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
BrokerageCHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

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