6433 LOCH LOMMOND Drive, Keystone Heights, FL, 32656
About This Home
Wake up to peaceful lake views in this beautifully updated 3-bedroom, 2-bath concrete block home on Lake Loch Lommond. Designed with an open floor plan, the home centers around a stunning stone wood burning fireplace, creating a warm and inviting focal point for everyday living and entertaining. Enjoy breathtaking lake views from the living room, dining area, and primary bedroom, filling the home with natural light and serene water scenery. The living room opens to a large screened room, perfect for relaxing year round, while the primary suite features its own private deck overlooking the lake, an ideal spot for morning coffee or evening sunsets. The kitchen offers a large island with additional storage and electrical, a spacious pantry closet, and new stainless steel appliances installed in 2025. Updated tile flooring runs throughout most of the home, complemented by a remodeled primary bathroom and an updated second bath. Outside, the fully fenced backyard provides a safe and enjoyable space for pets, play, or outdoor gatherings. This lakefront home combines comfort, functionality, and scenic beauty in a setting that feels like a private retreat while still being ideal for everyday living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1975
Materials
- Roof: Metal
- Construction materials: Block,Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- Breakfast Bar,Ceiling Fan(s),Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub
- Flooring: Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,943
- Total interior livable area: 1,943 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 17082300170500000
- Attached to another structure: Yes
- Zoning description: Single Family
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Front Porch,Rear Porch,Screened
- Fencing: Other,Back Yard
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Lot size: 0.27 Acres
- Features: Dead End Street
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,961 | $23,532 |
| Home Insurance * | $245 | $2,940 |
| Property Taxes | $457 | $5,484 |
| Electricity | $197 | $2,366 |
| Total | $2,860 | $34,320 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-10 | Price change | $394,900 |
| 2026-01-27 | Listed for sale | $399,900 |
| 2026-01-15 | Listing removed | -- |
| 2025-11-12 | Listed for sale | $425,000 |
| 2025-10-05 | Listing removed | -- |
| 2025-10-03 | Listed for sale | $425,000 |
| 2022-11-21 | Sold | $320,000 |
| 2022-10-23 | Pending sale | $349,000 |
| 2022-10-18 | Listed for sale | $349,000 |
| 2019-09-30 | Sold | $177,000 |
| 2019-07-27 | Pending sale | $189,900 |
| 2019-07-26 | Listed for sale | $189,900 |
| 2019-07-22 | Pending sale | $189,900 |
| 2019-06-17 | Price change | $189,900 |
| 2019-04-28 | Listed for sale | $194,900 |
| 2014-06-16 | Sold | $142,500 |
| 2013-09-10 | Listing removed | $159,000 |
| 2013-08-30 | Price change | $159,000 |
| 2013-08-07 | Listed for sale | $169,000 |
| 2005-09-16 | Sold | $185,000 |
| 2004-10-07 | Sold | $137,900 |
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