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3519 COUNTY ROAD 218, Middleburg, FL, 32068

3beds
2baths
2,227sqft
$685,000
$308price/sqft
$4,592/moest. monthly cost
$183,680/yrincome needed

About This Home

Charming all-brick home in the desirable Lake Asbury area, perfectly situated on 2.42 acres of land. This spacious residence features 3 bedrooms and 2 bathrooms, in a split bedroom arrangement, open floor plan and kitchen overlooking back yard. Enjoy the convenience of an attached garage along with a detached garage for extra vehicle or storage space, with half bath in garage/workshop. Surround sound in Dining and LR A separate brick storeroom and a well-equipped workroom with two 800-gallon compressors connected to the workshop provide ample space for projects and storage. The workshop has it's own 200-amp electrical box and water, as do the other two buildings. The property is partially fenced with a gated entry, ensuring privacy and security. Also, has a cover for a boat storage, etc. Relax or entertain in the back glass-enclosed patio, a perfect spot to enjoy the outdoors year-round. This unique property combines versatility and comfort in a peaceful, picturesque setting

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
7/10
5/10
Clay High SchoolGrades PK,9-128.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2003

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Electric Range,Electric Water Heater,Ice Maker,Microwave,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,In Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Breakfast Nook,Ceiling Fan(s),Entrance Foyer,Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,267
  • Total interior livable area: 2,227 sqft

Property

Details

  • Parcel number: 19052501012100800
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Glass Enclosed,Porch,Rear Porch
  • Fencing: Other
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 2.42 Acres
  • Features: Many Trees
  • Lot size dimensions: 300 x 370

Parking

  • Total spaces: 8
  • Parking features: Additional Parking,Attached Carport,Carport,Detached,Garage Door Opener,Other
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 8
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$466$5,592
Property Taxes $439$5,268
Electricity $224$2,689
Total$4,592$55,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,440/yr
40% on housing$137,760/yr
45% on housing$122,453/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 32068$158
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32068$192
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Price change$699,500
2026-04-20Price change$720,000
2026-04-07Listed for sale$750,000
2001-05-04Sold$22,500

For Sale by Agent

AgentBYRON THOMAS
BrokerageWATSON REALTY CORP

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