440 SW Magnolia Ave, Keystone Heights, FL, 32656
About This Home
Own a piece of local history with this beautifully preserved 1926 home — one of the original homes built in Keystone. This 5-bedroom, 1.5-bath residence offers 1,681 square feet of character-rich living space, featuring original windows and gorgeous hardwood pine floors throughout. Enjoy lake front access right from your backyard, plus the convenience of walking distance to downtown and the local schools. The fenced backyard and courtyard are ideal for pets or entertaining. Set on a 0.23-acre lot, this is a rare opportunity for anyone who loves the craftsmanship and character of a true early 20th-century home.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Roof: Shake / Shingle
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
Interior
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Hardwood
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced air
- Cooling features: Central
Interior Area
- Total interior livable area: 1,681 sqft
Property
Details
- Parcel number: 19082302218900000
Features
- Exterior features: Shingle,Stucco,Wood,Cement / Concrete
- Has view: Yes
- View description: Water,City
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
Lot
- Lot size: 10,000 sqft
Parking
- Total spaces: 3
- Parking features: Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Heat Wave
- Inland Flooding
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $205 | $2,460 |
| Property Taxes | $469 | $5,628 |
| Electricity | $197 | $2,366 |
| Total | $2,514 | $30,168 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-08 | Listed for sale | $325,000 |
| 2006-06-28 | Sold | $150,000 |
| 2004-12-02 | Sold | $97,500 |
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