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360 SE Lakeview Dr, Keystone Heights, FL, 32656

2beds
1baths
782sqft
$239,000
$306price/sqft
$1,985/moest. monthly cost
$79,400/yrincome needed

About This Home

Enjoy peaceful views of Lake Geneva from this charming 2-bedroom, 1-bath concrete block home situated on nearly a quarter-acre lot. With 780 square feet of thoughtfully utilized living space, this property offers a cozy, low-maintenance lifestyle without sacrificing character or functionality. Inside, beautiful wood floors add warmth and timeless appeal, creating an inviting atmosphere throughout the home. The layout is efficient and comfortable, making it ideal as a full-time residence, weekend getaway, or investment opportunity. Washer and dryer are included, and the home is connected to public utilities for everyday convenience. This property is equipped with a Generac back-up generator, providing added peace of mind and reliability year-round. Outside, you’ll find two full carports offering ample covered parking, along with a large shed that has power already run to it—perfect for storage, hobbies, a workshop, or additional workspace. The generous lot size provides room to relax, entertain, or simply enjoy the tranquil lake views and surrounding setting. If you’ve been searching for an affordable home with charm, practical upgrades, and scenic surroundings, this Lake Geneva property is a must-see.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: Inside,Other

Bedroom2

  • Features: No Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Open Floorplan
  • Flooring: Hardwood
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Other

Interior Area

  • Total structure area: 878
  • Total interior livable area: 782 sqft

Kitchen

  • Level: First
  • Area: 120
  • Dimensions: 10x12

Living Room

  • Level: First
  • Area: 224
  • Dimensions: 14x16

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 140
  • Dimensions: 10x14

Property

Details

  • Parcel number: 20082302206800000
  • Zoning: R-1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch,Screened
  • Exterior features: Lighting,Private Mailbox,Rain Gutters,Sidewalk,Storage
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Residential vegetation: Fruit Trees,Mature Landscaping

Lot

  • Lot size: 9,731 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$151$1,812
Property Taxes $429$5,148
Electricity $197$2,366
Total$1,985$23,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,057/yr
40% on housing$59,550/yr
45% on housing$52,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 32656$153
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32656$184
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$239,000
2026-03-28Listing removed$269,900
2026-03-17Price change$269,900
2026-01-24Listed for sale$310,000
2025-12-01Listing removed$229,000
2025-03-14Price change$229,000
2025-03-03Listed for sale$232,600
2025-02-19Listing removed$238,000
2025-02-01Listed for sale$238,000
2025-01-15Listing removed--
2024-12-16Pending sale$242,000
2024-11-15Price change$242,000
2023-09-18Pending sale$225,000
2023-07-27Listed for sale$225,000
2021-11-22Listing removed--
2021-11-17Listed for rent$1,250
2021-09-30Listing removed--
2021-09-23Listed for rent$1,250
2021-08-01Listing removed--
2021-07-23Listed for rent$1,200
2021-06-23Sold$135,000
2021-06-09Pending sale$142,500
2021-06-04Listed for sale$142,500
2021-05-27Pending sale$142,500
2021-05-23Listed for sale$142,500
2017-06-21Sold$72,000
2017-03-21Sold$36,030
2002-02-08Sold$53,000

For Sale by Agent

AgentJoseph Healey
BrokerageWATSON REALTY CORP

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