4333 Seminole St, Starke, FL, 32091
About This Home
Easily used as a 3-bedroom home, this beautifully designed lakefront retreat features 120 feet of prime waterfront on Kingsley Lake, prized for its limited access with no public boat ramps, helping preserve its peaceful atmosphere and crystal-clear waters. Soaring ceilings, expansive windows, and a charming cupola allow natural light to flood the open floor plan. Highlights include breathtaking water views throughout the home, a gas fireplace with custom built-ins, ensuite bedrooms, custom lighting, and abundant storage. Built for lasting durability with a metal roof and creosote-treated pilings, the property also includes a private dock and two-room dock house, making it easy to enjoy boating, fishing, skiing, paddle-boarding, and relaxing in a prime setting for investment or a private retreat. *Some photos have been digitally staged to remove furniture.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2002
Materials
- Roof: Metal
- Construction materials: Fiber Cement
Type & Style
- Home type: SingleFamily
- Architectural style: One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s),Fireplace,Split Bedrooms,Storage,Cable TV,Vaulted Ceiling(s),Window Treatments
- Window features: Insulated Windows,Blinds,Drapes
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,238
- Total interior livable area: 2,238 sqft
Property
Details
- Parcel number: 21062302160100000
- Zoning: RES
- Special condition: None
Features
- Levels: One
- Stories: 1
- On waterfront: Yes
- Waterfront features: Boat Dock/Slip
- Frontage type: Lakefront
Lot
- Lot size: 0.81 Acres
- Lot size dimensions: 120 x 293
Parking
- Parking features: Carport
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,591 | $103,092 |
| Home Insurance * | $1,163 | $13,956 |
| Property Taxes | $2,061 | $24,732 |
| Electricity | $225 | $2,702 |
| Total | $12,040 | $144,480 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $1,699,000 |
| 2026-04-21 | Price change | $1,725,000 |
| 2026-03-15 | Listed for sale | $1,750,000 |
| 2025-11-22 | Listing removed | $1,899,000 |
| 2025-05-24 | Listed for sale | $1,899,000 |
| 1998-02-26 | Sold | $158,000 |
For Sale by Agent
View on Zillow