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6274 EMORY AVENUE, Keystone Heights, FL, 32656

3beds
2baths
1,624sqft
$140,000
$86price/sqft
$1,176/moest. monthly cost
$47,040/yrincome needed

About This Home

Virtually Staged. This well-kept three-bedroom, two-bath home sits on a fully fenced, level 0.40-acre corner lot with paved road access all the way to the driveway—a rare convenience in Keystone Heights. Inside, the home offers a comfortable, functional layout with spacious living areas and plenty of natural light. Outside, the wide open yard provides room for pets, gardening, play areas, or future projects. A storage shed adds extra utility, and the full perimeter fencing offers privacy and security. The surrounding neighborhood delivers a quiet, peaceful country feel while still keeping you just a short drive from the center of Keystone Heights. Important: Follow the provided driving directions to ensure you remain on paved roads.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Range,Range Hood
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Split Bedroom,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Laminate
  • Fireplace features: Other Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,624
  • Total interior livable area: 1,624 sqft

Kitchen

  • Level: First

Living Room

  • Features: Ceiling Fan(s)
  • Level: First

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 21082300413500000
  • Zoning: RESI
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Yard
  • Fencing: Fenced

Lot

  • Lot size: 0.41 Acres
  • Features: Cleared,Corner Lot,Level
  • Lot size dimensions: 95 x 170

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$88$1,056
Property Taxes $184$2,208
Electricity $197$2,366
Total$1,176$14,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,320/yr
40% on housing$35,280/yr
45% on housing$31,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 32656$154
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32656$184
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$140,000
2022-02-01Sold$21,000
2022-01-03Pending sale$25,000
2021-12-17Listed for sale$25,000
2018-11-01Sold$25,000
2014-11-19Sold$2,721

For Sale by Agent

AgentAmber Powell
BrokerageTHE AMERICAN DREAM

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