2879 CREEK Street, Middleburg, FL, 32068
About This Home
Fantastic investment or vacation home opportunity! This 2BD/2BA stilt home sits on a navigable creek with direct access to the St. Johns River and a public boat ramp nearby. Features updated flooring and baths, plus a large back deck made for relaxing outdoors. Needs minor TLC (guest shower tile completion and deck board repairs, some wood rot to reach its full potential. Excellent candidate for a short-term rental, Airbnb, or quiet Price reflects the updates and work needed to bring to full potential. waterfront getaway! AC 2021, WH 2021
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1983
Materials
- Roof: Shingle
- Construction materials: Composition Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Stilt
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Refrigerator
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Eat-in Kitchen
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,178 sqft
Property
Details
- Parcel number: 23052400667100200
- Attached to another structure: Yes
- Zoning description: Single Family
Features
- Levels: One
- Stories: 2
- Patio & porch: Deck,Rear Porch
- Exterior features: Balcony
- Fencing: Chain Link
- Has view: Yes
- View description: Creek/Stream,Water
- Has water view: Yes
- Water view: Creek/Stream,Water
- On waterfront: Yes
- Waterfront features: Creek
Lot
- Lot size: 0.26 Acres
- Features: Dead End Street,Irregular Lot
Parking
- Total spaces: 2
- Parking features: Additional Parking,RV Access/Parking
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Inland Flooding
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,163 | $13,956 |
| Home Insurance * | $156 | $1,872 |
| Property Taxes | $231 | $2,772 |
| Electricity | $197 | $2,366 |
| Total | $1,747 | $20,964 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $230,000 |
| 2021-07-21 | Sold | $170,000 |
| 2021-07-21 | Pending sale | $180,000 |
| 2021-07-16 | Listed for sale | $180,000 |
| 2021-06-02 | Pending sale | $180,000 |
| 2021-05-15 | Listing removed | -- |
| 2021-04-15 | Listed for sale | $180,000 |
| 2021-04-08 | Listing removed | -- |
| 2020-10-23 | Price change | $180,000 |
| 2020-10-02 | Price change | $182,500 |
| 2020-09-04 | Listed for sale | $185,000 |
| 2014-08-01 | Listing removed | $199,000 |
| 2014-07-15 | Listed for sale | $199,000 |
View on Zillow