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1317 SOUTH SHORE Drive, Fleming Island, FL, 32003

5beds
5baths
3,977sqft
$1,999,000
$503price/sqft
$14,509/moest. monthly cost
$580,360/yrincome needed

About This Home

Discover the epitome of luxury waterfront living at 1317 South Shore Drive in the heart of Fleming Island. This stunning estate, meticulously gutted and completely renovated between 2025 and 2026 with high-end construction quality and exquisite finishes, offers an unparalleled blend of modern elegance and serene natural beauty. Nestled on a sprawling 1.71-acre lot with 100 feet of pristine water frontage along Doctors Lake, this property boasts breathtaking, unobstructed views that capture the essence of Florida's coastal charm. Step outside to your private oasis, featuring a sparkling pool, summer kitchen, a large balcony overlooking it all, and a dock with boathouse; ideal for boating enthusiasts or simply savoring sunsets over the water. Inside, the expansive 3,977 square feet of living space is designed for both comfort and sophistication. The open-concept layout includes 5 spacious bedrooms, plus a dedicated office and versatile flex rooms to suit your lifestyle needs. With 4.5 luxurious bathrooms, every detail has been thoughtfully curated. The heart of the home is the large gourmet kitchen, equipped with top-of-the-line appliances, custom cabinetry, and a convenient butler's pantry! Additional highlights include a generous 3-car garage for ample storage and convenience. This fully reimagined residence combines timeless appeal with contemporary upgrades, ensuring a turnkey experience in one of Fleming Island's most coveted locations. Don't miss this rare opportunity to own a piece of paradise!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
7/10
Fleming Island High SchoolGrades PK,9-122.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1977

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Electric Water Heater,Induction Cooktop,Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Built-in Features,Butler Pantry,Ceiling Fan(s),Entrance Foyer,Kitchen Island,Primary Bathroom -Tub with Separate Shower,Master Downstairs,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,977 sqft

Property

Details

  • Parcel number: 29042602133000000

Features

  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Front Porch,Patio,Porch,Rear Porch,Terrace
  • Exterior features: Balcony,Dock,Outdoor Kitchen
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake Front,Navigable Water,River Access

Lot

  • Lot size: 2.02 Acres

Parking

  • Total spaces: 3
  • Parking features: Additional Parking,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Lightning
Coastal Flooding
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,108$121,296
Home Insurance *$1,392$16,704
Property Taxes $2,609$31,308
Electricity $400$4,802
Total$14,509$174,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$497,451/yr
40% on housing$435,270/yr
45% on housing$386,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$503This listing

vs Other Active Listings

Avg $/sqft

ZIP 32003$225
Clay County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 32003$209
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Listed for sale$2,199,000
2023-06-09Sold$925,000
2023-04-28Pending sale$999,999
2023-04-05Price change$999,999
2023-03-15Price change$1,150,000
2023-03-08Listed for sale$1,300,000
2018-06-29Sold$580,000
2018-05-14Pending sale$600,000
2018-04-19Listed for sale$600,000
2017-09-13Listing removed$697,500
2016-11-05Listed for sale$697,500

For Sale by Agent

AgentPAIGE COVINGTON
BrokerageCHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

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