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94 CONIFER Circle, Middleburg, FL, 32068

3beds
2baths
1,568sqft
$294,000
$188price/sqft
$2,207/moest. monthly cost
$88,280/yrincome needed

About This Home

Step into 94 Conifer Cir, a standalone residence with a straightforward, functional layout designed for practical living. The property provides a clear canvas for personalization, supporting daily routines with a well-defined footprint. While the exterior does not include a deck, the grounds provide potential for outdoor arrangements tailored to individual preferences. This residence offers straightforward appeal and ready potential.. Included 100-Day Home Warranty with buyer activation

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
7/10
5/10
Middleburg High SchoolGrades PK,9-125.8 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate,Vinyl

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,568 sqft

Property

Details

  • Parcel number: 30042400562900614

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 1.33 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,486$17,832
Home Insurance *$200$2,400
Property Taxes $324$3,888
Electricity $197$2,366
Total$2,207$26,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,668/yr
40% on housing$66,210/yr
45% on housing$58,853/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 32068$159
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32068$192
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$287,000
2026-07-30Price change$294,000
2026-07-16Price change$304,000
2026-06-11Listed for sale$310,000
2026-06-04Sold$310,000
2025-02-10Sold$324,000
2025-02-05Pending sale$349,000
2024-08-10Price change$349,000
2024-07-11Listed for sale$349,500
2024-06-29Pending sale$349,500
2024-05-09Price change$349,500
2024-04-01Listed for sale$349,995

For Sale by Agent

AgentKAREN ALBRIGHT
BrokerageOPENDOOR BROKERAGE, LLC.

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