5239 PEGGY Lane, Middleburg, FL, 32068
About This Home
Enjoy the space and privacy of country living in this beautifully updated 3-bedroom, 2-bath brick home situated on a secluded 1-acre lot with no HOA or CDD fees. Featuring an open floor plan with new flooring throughout, this home offers an updated kitchen and bathrooms designed for both comfort and style. Relax or entertain in your screened, heated in-ground pool--perfect for year-round enjoyment. Additional highlights include a whole-home generator, security system, and a spacious two-car garage. Tucked away on a private road in a peaceful rural setting, you'll have plenty of room for gardening, outdoor hobbies, and enjoying the surrounding space. The seller is open to contributing toward buyer closing costs or other concessions with an acceptable offer. Don't miss this opportunity--schedule your private showing today and experience all this property has to offer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1975
Materials
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Convection Oven,Dishwasher,Dryer,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer,Water Softener Owned
- Laundry features: In Garage
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Open Floorplan,Primary Bathroom - Shower No Tub,Smart Thermostat
- Flooring: Carpet,Laminate
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 3,004
- Total interior livable area: 2,065 sqft
Property
Details
- Parcel number: 31042400564600100
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
- Pool features: In Ground,Heated,Screen Enclosure
- Patio & porch: Covered,Screened
Lot
- Lot size: 0.95 Acres
- Features: Dead End Street
- Lot size dimensions: 132 x 330
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $271 | $3,252 |
| Property Taxes | $652 | $7,824 |
| Electricity | $207 | $2,493 |
| Total | $3,147 | $37,764 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $410,000 |
| 2026-04-26 | Price change | $435,000 |
| 2026-04-05 | Price change | $445,000 |
| 2026-03-10 | Price change | $449,000 |
| 2026-02-16 | Listed for sale | $460,000 |
| 2025-12-08 | Listing removed | $449,999 |
| 2025-11-14 | Listed for sale | $449,999 |
| 2025-11-14 | Listing removed | $449,999 |
| 2025-09-25 | Price change | $449,999 |
| 2025-08-14 | Price change | $485,000 |
| 2025-07-25 | Listed for sale | $525,000 |
| 2025-05-28 | Listing removed | $525,000 |
| 2025-03-13 | Price change | $525,000 |
| 2025-01-27 | Listed for sale | $535,000 |
| 2024-11-12 | Listing removed | $545,000 |
| 2024-09-04 | Listed for sale | $545,000 |
| 2022-08-16 | Sold | $390,000 |
| 2022-08-02 | Pending sale | $425,000 |
| 2022-07-22 | Contingent | $425,000 |
| 2022-06-30 | Price change | $425,000 |
| 2022-05-26 | Price change | $450,000 |
| 2022-05-13 | Listed for sale | $490,000 |
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