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5402 ANGUS Road, Middleburg, FL, 32068

2beds
1baths
1,080sqft
$249,900
$231price/sqft
$1,790/moest. monthly cost
$71,600/yrincome needed

About This Home

Cute Clay County Cottage on 2+ Acres! Charming 2 bed, 1 bath home with an updated kitchen and bath, pine wood floors throughout, and stainless steel appliances. Spacious laundry/pantry area offers plenty of extra storage. Roof replaced October 2017. Fenced backyard offers added privacy and space for pets or play. Step outside to the deck, perfect for relaxing and enjoying the peaceful country setting, where deer and local wildlife are often seen roaming the property. Located in Clay County, known for having one of the top-ranked public school districts in Florida. County allows family heir splits, offering potential to add another home for immediate family to this property (buyer to verify with county).

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1972

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Full bathrooms: 1

Property

Lot

  • Lot size: 2.19 Acres

Parking

  • Parking features: Additional Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$170$2,040
Property Taxes $160$1,920
Electricity $197$2,366
Total$1,790$21,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,371/yr
40% on housing$53,700/yr
45% on housing$47,733/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 32068$160
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32068$192
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentERIC PARSONS
BrokerageEXIT INSPIRED REAL ESTATE

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