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2346 LAVISTA Lane, Fleming Island, FL, 32003

4beds
3baths
2,795sqft
$599,900
$215price/sqft
$4,452/moest. monthly cost
$178,080/yrincome needed

About This Home

Bring Your Boat! Enjoy access to a private community dock and boat launch on Drs. Lake, along with convenient boat and RV storage; offering waterfront living without the waterfront price tag. Set among spacious lots and mature trees, this established neighborhood provides a peaceful, picturesque setting with amenities that include a community pool, tennis court, picnic area, and playground. Ideally located near restaurants, shopping, and medical centers, this home blends comfort with everyday convenience. Inside, you'll find 4 spacious bedrooms, 3 full bathrooms, 2800 square feet of living space--plus an additional 540 sq ft temperature-controlled sunroom. All of these features with a low annual HOA and NO CDD fees! Homes in Habersham Harbour rarely come on the market--don't miss this opportunity!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
7/10
Fleming Island High SchoolGrades PK,9-122.1 mi

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Microwave,Refrigerator
  • Laundry features: Sink

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Entrance Foyer,Guest Suite,Kitchen Island,Primary Bathroom -Tub with Separate Shower,Master Downstairs,Vaulted Ceiling(s)
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,795 sqft

Other

  • Level: Main

Property

Details

  • Parcel number: 31042601317800122
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground
  • Fencing: Back Yard,Brick,Wrought Iron
  • Has view: Yes
  • View description: Pool

Lot

  • Lot size: 0.36 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Coastal Flooding
Hurricane
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$417$5,004
Property Taxes $721$8,652
Electricity $281$3,375
Total$4,452$53,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,640/yr
40% on housing$133,560/yr
45% on housing$118,720/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 32003$232
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32003$209
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Listed for sale$629,000
2017-04-24Sold$335,600
2017-03-08Pending sale$345,600
2017-03-04Price change$345,600
2016-12-02Price change$348,700
2016-09-04Price change$353,700
2016-07-19Listed for sale$370,000
2003-11-21Sold$294,000
2003-04-04Sold$277,000
2000-10-24Sold$250,000

For Sale by Agent

AgentERICA WASHKILL
BrokerageCONVENE REALTY

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