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445 Harvest Ln, Roselle, IL, 60172

3beds
3baths
1,654sqft
$449,900
$272price/sqft
$3,287/moest. monthly cost
$131,480/yrincome needed

About This Home

Stunningly updated raised ranch in the highly sought- after Seasons Four neighborhood of Roselle. Enjoy top- rated schools, including Erickson, Westfield, and Lake Park H.S. The bright south-facing kitchen boasts maple cabinets, granite countertops and sliding doors to a large, freshly-stained deck. The new cement driveway and expansive patio compliments the large fenced yard with a storage shed. Inside you'll find oak floors in the kitchen/dining, living room, foyers and hallways, with Pergo laminate in all three bedrooms. The home offers updated 2 1/2 bathrooms. The walkout lower level has a cozy gas fireplace and vinyl plank flooring. There is a pear tree, and the garden is planted for your enjoyment. You'll love the community pool and clubhouse. Some furniture can be included: dining table and sideboard island, kitchen storage cabinet, ping pong table, leather sofa and loveseat, white TV cabinet, snowblower.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

9/10
9/10
Westfield Middle SchoolGrades 6-81.4 mi
7/10
Lake Park High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Asphalt
  • Construction materials: wood frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Other,Hardwood,Laminate
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 1,654 sqft

Property

Details

  • Parcel number: 0209408012

Features

  • Exterior features: Stone,Vinyl

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$175$2,100
Property Taxes $708$8,496
Electricity $130$1,569
Total$3,287$39,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,697/yr
40% on housing$98,610/yr
45% on housing$87,653/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 60172$223
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60172$233
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Sold$481,100
2026-06-29Contingent$449,900
2026-06-27Price change$449,900
2026-06-17Price change$469,000
2026-06-02Listed for sale$479,000

For Sale by Owner

AgentProperty Owner

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