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8030 GALE Lane, Melrose, FL, 32666

2beds
1baths
879sqft
$45,000
$51price/sqft
$494/moest. monthly cost
$19,760/yrincome needed

About This Home

Here's your opportunity to start with a blank slate and enjoy lake life! Half acre property on Lake Bundy with well, septic and electric pole. Existing structure needs extensive repairs and most likely a tear down. Majority of value is in the land plus artesian well/septic/electric. Selling AS-IS, cash only. Bring your ideas and offers and enjoy quiet living in beautiful Melrose. Owner will consider owner financing with $10,000 down!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Fixer
  • Year built: 1973

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total interior livable area: 879 sqft

Property

Details

  • Parcel number: 31082400784902700

Features

  • Stories: 1
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.50 Acres

Parking

  • Parking features: Additional Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $227$2,724
Home Insurance *$26$312
Property Taxes $44$528
Electricity $197$2,366
Total$494$5,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,937/yr
40% on housing$14,820/yr
45% on housing$13,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$51This listing

vs Other Active Listings

Avg $/sqft

ZIP 32666$187
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32666$212
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-29Price change$65,000
2025-09-05Listed for sale$75,000
2025-05-21Listing removed$50,000
2025-03-21Price change$50,000
2025-01-10Price change$60,000
2024-09-18Price change$70,000
2024-06-18Listed for sale$75,000
1986-10-01Sold$10,500

For Sale by Agent

AgentBRENDA BEASON MANUCY
BrokerageMANUCY REALTY AND ASSOCIATES

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