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2704 TINA Lane, Middleburg, FL, 32068

3beds
2baths
1,084sqft
$249,000
$230price/sqft
$1,965/moest. monthly cost
$78,600/yrincome needed

About This Home

Charming 3-Bed, 2-Bath Brick home nestled in the peaceful Evergreen community. The home features an open-concept great room, kitchen, a spacious breakfast/dining area. Enjoy outdoor living with a screened-in patio for relaxing evenings and a dedicated grilling area just steps away. No HOA fees, huge fenced backyard--perfect for kids, pets, or entertaining guests. Newer roof and water heater (only 2.5 years old!) This home is move-in ready and waiting for your personal touch--don't miss out on your chance to start fresh in Evergreen! Supre Lockbox

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
7/10
5/10
Ridgeview High SchoolGrades PK,9-121.6 mi

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Garage,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,612
  • Total interior livable area: 1,084 sqft

Property

Details

  • Parcel number: 34042500815321500
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch,Screened
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 8,712 sqft
  • Features: Few Trees

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Coastal Flooding
Hurricane
Heat Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$169$2,028
Property Taxes $340$4,080
Electricity $197$2,366
Total$1,965$23,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,371/yr
40% on housing$58,950/yr
45% on housing$52,400/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 32068$160
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32068$192
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$249,000
2026-06-04Pending sale$249,000
2026-05-29Listed for sale$249,000
2025-08-15Listing removed$249,900
2025-05-28Listed for sale$249,900
2025-05-27Listing removed$245,000
2025-02-21Price change$245,000
2025-01-30Price change$250,000
2025-01-21Price change$254,000
2024-11-08Listed for sale$255,000
2023-09-07Sold$239,000
2023-07-21Pending sale$249,900
2023-07-12Price change$249,900
2023-07-03Listed for sale$254,900
2023-06-28Pending sale$254,900
2023-06-16Listed for sale$254,900
2018-03-08Listing removed$1,100
2018-02-01Price change$1,100
2017-12-16Price change$1,150
2017-11-18Price change$1,290
2017-11-03Price change$1,295
2017-10-17Listed for rent$1,325
2017-04-25Sold$81,000
2004-04-02Sold$102,000

For Sale by Agent

AgentSTEPHEN FAIRBANKS
BrokerageEAST COAST REALTY

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