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3175 DOCTORS LAKE Drive, Orange Park, FL, 32073

4beds
3baths
3,017sqft
$850,000
$282price/sqft
$6,466/moest. monthly cost
$258,640/yrincome needed

About This Home

Drive down a private tucked away driveway and arrive at this waterfront retreat on Doctors Lake, where every day feels like a vacation! Situated on over 1.5 acres, this exceptional property offers some of the widest water views on Doctors Lake and breathtaking sunrises. The home features a first-floor waterfront owner's suite designed for comfort and privacy, complete with its own sitting area, fireplace, screened porch, and a spacious custom walk-in closet. The heart of the home is the dramatic two-story family room, featuring floor-to-ceiling windows that capture panoramic lake views and a cozy fireplace that creates a warm, inviting atmosphere. The upgraded kitchen opens seamlessly to the living space, making it ideal for entertaining. It features an oversized island with abundant storage, quartz countertops, soft-close drawers, illuminated cabinetry, and stainless steel appliances. Throughout the home you will find new LVP flooring. Choose from 2 decks to enjoy the water views!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
7/10
5/10
Orange Park High SchoolGrades PK,9-121.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1979

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Microwave
  • Laundry features: Electric Dryer Hookup,In Carport,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Central Vacuum,Eat-in Kitchen,Entrance Foyer,His and Hers Closets,Jack and Jill Bath,Kitchen Island,Master Downstairs,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s)
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,017 sqft

Property

Details

  • Parcel number: 37042500840400000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch,Rear Porch,Screened,Side Porch
  • Exterior features: Balcony,Dock
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake Front,Navigable Water,River Front

Lot

  • Lot size: 1.87 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Coastal Flooding
Hurricane
Heat Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$813$9,756
Property Taxes $1,052$12,624
Electricity $303$3,643
Total$6,466$77,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$221,691/yr
40% on housing$193,980/yr
45% on housing$172,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 32073$161
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32073$177
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$899,000
2026-01-06Listing removed$839,995
2025-11-10Price change$839,995
2025-10-21Listed for sale$849,995
2021-09-17Sold$780,000
2021-06-19Pending sale$819,999
2021-06-07Listed for sale$819,999
2021-04-01Listing removed--
2020-10-26Price change$829,000
2020-09-08Listed for sale$839,000
2018-12-05Listing removed$595,000
2018-12-05Listed for sale$595,000
2018-12-04Sold$543,000
2018-11-23Pending sale$595,000
2018-09-25Price change$595,000
2018-08-07Price change$610,000
2018-07-26Price change$630,000
2018-06-19Price change$649,000
2018-04-30Price change$659,000
2018-03-10Listed for sale$675,000

For Sale by Agent

AgentBRYAN DURRENCE
BrokerageFLORIDA HOMES REALTY & MTG LLC

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