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1324 INDEPENDENCE Drive #B, Orange Park, FL, 32065

2beds
2baths
1,076sqft
$290,000
$270price/sqft
$2,156/moest. monthly cost
$86,240/yrincome needed

About This Home

Charming single-story 2 bedroom 2 bath home with low maintenance living and thoughtful updates throughout. Features include a freshly painted exterior, new flooring, quartz kitchen countertops, and new kitchen appliances. The manageable yard makes upkeep easy while the one-level layout is ideal for a first-time buyer, retiree or anyone looking to simplify. Offered fully furnished, making this home a convenient move-in ready option.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
7/10
5/10
Ridgeview High SchoolGrades PK,9-120.7 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Cooktop,Electric Water Heater,Washer
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Breakfast Nook,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,076 sqft

Property

Details

  • Parcel number: 40042502089610
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Fenced,Back Yard
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 3,049 sqft
  • Features: Few Trees

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$191$2,292
Property Taxes $302$3,624
Electricity $197$2,366
Total$2,156$25,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,920/yr
40% on housing$64,680/yr
45% on housing$57,493/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 32065$136
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32065$175
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$269,900
2026-07-29Listed for sale$290,000
2019-08-05Sold$111,000
2019-07-07Pending sale$111,000
2019-07-04Listed for sale$111,000
2018-02-26Sold$67,000
2018-02-10Pending sale$79,900
2018-02-07Listed for sale$79,900
2017-07-05Listing removed$775
2017-07-02Listed for rent$775
2014-11-05Listing removed$750
2014-10-23Listed for rent$750
2011-10-11Listing removed$695
2011-09-20Listed for rent$695

For Sale by Agent

AgentTAMMY BERG
BrokerageMARK SPAIN REAL ESTATE

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