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1024 RIVER Road, Orange Park, FL, 32073

4beds
3baths
1,846sqft
$660,000
$358price/sqft
$4,553/moest. monthly cost
$182,120/yrincome needed

About This Home

Completely renovated and move-in ready! This beautifully updated riverfront home features extensive recent improvements, including a new roof, updated landscaping, and modern finishes throughout. The functional floor plan offers comfortable living spaces designed for today's lifestyle while showcasing beautiful water views.A standout feature of the property is the attached apartment complete with its own kitchen, providing flexibility for multigenerational living, extended guests, or a private workspace. Enjoy the benefits of riverfront living with the opportunity to rebuild the existing dock, allowing future owners to customize their waterfront access and make the most of life on the water. Conveniently located near shopping, dining, schools, parks, and major roadways, this turnkey property offers a rare combination of modern updates, versatile living space, and waterfront potential. Schedule your private showing today!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10
4/10
5/10
Orange Park High SchoolGrades PK,9-122.9 mi

Construction

Condition

  • Year built: 1945

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Entrance Foyer,In-Law Floorplan
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,846 sqft

Property

Details

  • Parcel number: 41042601853800000
  • Zoning description: Residential

Features

  • Stories: 1
  • Exterior features: Dock
  • Fencing: Chain Link
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Navigable Water,River Access,River Front

Lot

  • Lot size: 0.40 Acres
  • Features: Cleared

Parking

  • Parking features: Additional Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Coastal Flooding
Hurricane
Heat Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,337$40,044
Home Insurance *$631$7,572
Property Taxes $388$4,656
Electricity $197$2,366
Total$4,553$54,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,102/yr
40% on housing$136,590/yr
45% on housing$121,413/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$358This listing

vs Other Active Listings

Avg $/sqft

ZIP 32073$160
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32073$177
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$660,000
2025-11-25Sold$425,000
2025-09-07Listed for sale$550,000
2025-08-19Listing removed--
2025-08-18Price change$599,000
2025-08-08Price change$600,000
2025-07-27Listed for sale$653,000

For Sale by Agent

AgentJIREH RODRIGUEZ
BrokerageELITE REALTY GROUP

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