170 N RIDGE Drive, Fleming Island, FL, 32003
About This Home
Rare riverfront opportunity with almost an acre of land in Fleming Island. This 5BR, approx. 4,000 sq ft home with oversized rooms sits on the St. Johns River, offering direct access to downtown Jacksonville and the Atlantic--ideal for boating, fishing, and waterfront living. This well-built home provides a solid foundation to update, expand, or enjoy it as-is, tucked away on a quiet cul-de-sac. With no CDD and no HOA, you have exceptional flexibility. Fleming Island continues to attract strong demand due to its top-rated schools and close proximity to Jacksonville. This is a prime opportunity to capitalize on irreplaceable waterfront land and long term value. Call me for a tour of this home and neighborhood. Discover Life in Fleming Island Fleming Island offers the perfect balance of recreation, convenience, and community. Enjoy miles of scenic bike and walking paths, beautiful parks, and close proximity to the St. Johns River for boating, fishing, and waterfront sunsets. Its the kind of place where children ride their bikes to school and neighbors know each other by name. From youth sports leagues to neighborhood events and holiday celebrations, there's always something happening. Residents love the area's golf courses, tennis and pickleball courts, community pools, and fitness amenities. Located in the highly regarded Clay County School district. Fleming Island is known for its welcoming neighborhood and strong sense of community. Shopping, dining and everyday convenience are just minutes away, with easy access to Jacksonville commuting. Outdoor lifestyle, top amenities, and small-town charm- Fleming Island truly has it all.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1983
Materials
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Built-in Features,Eat-in Kitchen,Entrance Foyer,Primary Bathroom -Tub with Separate Shower,Master Downstairs,Split Bedrooms
- Window features: Skylight(s)
- Flooring: Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric,Wall/Window Unit(s)
Interior Area
- Total interior livable area: 4,005 sqft
Property
Details
- Parcel number: 41052601518903600
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Deck
- Has spa: Yes
- Spa features: Private
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- On waterfront: Yes
- Waterfront features: Navigable Water,River Front,Seawall
Lot
- Lot size: 0.83 Acres
- Features: Cul-De-Sac,Sprinklers In Front,Sprinklers In Rear
- Lot size dimensions: 105 x 340
Parking
- Total spaces: 2
- Parking features: Additional Parking,Attached,Circular Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tornado
- Coastal Flooding
- Hurricane
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,062 | $72,744 |
| Home Insurance * | $835 | $10,020 |
| Property Taxes | $1,453 | $17,436 |
| Electricity | $403 | $4,836 |
| Total | $8,753 | $105,036 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-17 | Listed for sale | $1,263,000 |
| 2025-12-11 | Listing removed | -- |
| 2025-09-28 | Price change | $1,225,000 |
| 2025-06-06 | Listed for sale | $1,195,000 |
| 2024-07-25 | Listing removed | -- |
| 2024-04-26 | Price change | $1,150,000 |
| 2023-09-28 | Price change | $1,175,000 |
| 2023-06-22 | Price change | $1,232,000 |
| 2023-06-05 | Price change | $1,170,000 |
| 2023-04-24 | Price change | $1,175,000 |
| 2023-02-28 | Listed for sale | $1,225,000 |
| 2022-12-10 | Listing removed | -- |
| 2022-10-28 | Listed for sale | $1,275,000 |
| 2022-10-05 | Listing removed | -- |
| 2022-06-10 | Listed for sale | $1,363,000 |
| 2021-08-10 | Listing removed | -- |
| 2020-10-29 | Listed for sale | $899,000 |
| 1997-11-14 | Sold | $300,000 |
View on Zillow