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2460 Night Light Ct, Middleburg, FL, 32068

5beds
2baths
2,438sqft
$385,000
$158price/sqft
$2,897/moest. monthly cost
$115,880/yrincome needed

About This Home

This beautiful 5 bedroom, 2 bath brick home is located on a cul-de-sac in a gated community. Large open floor plan features hardwood floors in the living room, family room and kitchen. A/C updated, Brick fireplace and ceiling fans throughout keep you comfy year round. Roof replaced and fresh paint outside! Large master bath has a garden tub, separate shower, double vanity, and walk in closet! Gated community convenient to schools, shopping, hospitals, and major traffic arteries. Fenced back yard includes over-sized concrete pad for additional parking while the sprinkler system in both front and back will keep this yard picturesque. $5000.00 flat fee available to liscened real estate brokers.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Rideout Elementary SchoolGrades PK-60.9 mi
7/10
5/10
Ridgeview High SchoolGrades PK,9-122.7 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Shake / Shingle
  • Construction materials: brick

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven
  • Laundry features: Washer/Dryer Connect

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Breakfast Bar,Walk-In Closet(s),Separate Dining Room,Family Room,Ceiling 8+ Ft.,Separate Living Room,Pantry - Walk in,Vaulted/Cath. Ceil.
  • Door features: French Doors
  • Flooring: Tile,Carpet,Hardwood
  • Fireplace features: 1 Fireplace,Brick Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,438 sqft

Property

Details

  • Parcel number: 45052500898901123

Features

  • Exterior features: Brick
  • Fencing: Fenced Rear

Lot

  • Lot size: 0.30 Acres
  • Features: Cul-de-Sac,Regular Lot

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$262$3,144
Property Taxes $444$5,328
Electricity $245$2,944
Total$2,897$34,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,325/yr
40% on housing$86,910/yr
45% on housing$77,253/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 32068$159
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32068$192
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-16Listed for sale$410,000
2020-02-03Listing removed$285,000
2020-01-02Listed for sale$285,000
2012-02-17Listing removed$1,300
2012-01-05Listed for rent$1,300

For Sale by Owner

AgentProperty Owner

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