See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1376 SW Riverside Ave, Fort White, FL, 32038

3beds
2baths
1,649sqft
$965,900
$586price/sqft
$6,798/moest. monthly cost
$271,920/yrincome needed

About This Home

Experience true Old Florida living with this one-of-a-kind cedar-sided home nestled along the crystal-clear waters of the Ichetucknee River in North Central Florida. Surrounded by natural beauty and abundant wildlife, this unique two-story retreat offers the perfect setting for those seeking peace, privacy, and a connection to nature. The home features 3 bedrooms and 2 bathrooms, with two bedrooms and 2 full baths located downstairs, along with a bright loft area upstairs that leads to the third bedroom. Large windows and natural lighting throughout the home create a warm and inviting atmosphere. The functional kitchen showcases beautiful tile countertops, paired with stainless steel appliances, while the living area is highlighted by a distinctive cobblestone wood-burning fireplace that adds character and charm. Step out onto the screened porch to relax and take in the untouched natural landscape that gently leads to the river. A private boardwalk guides you through the natural setting to an open deck overlooking the exposed Ichetucknee River—an incredible vantage point where it’s common to see manatees, turtles, fish, otters, and other native wildlife passing by in the crystal-clear water. Residents of this community enjoy exclusive access to multiple parks and common areas along the Ichetucknee River, along with access to the nearby Santa Fe River and the historic Suwannee River. A private members-only boat ramp adds even more opportunity for boating, paddling, fishing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

3/10
4/10
Fort White High SchoolGrades 6-125.1 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Pillar Post Pier
  • Roof: Shingle
  • Construction materials: Frame,Wood Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Unique Special
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener Owned,Refrigerator,Microwave,Dishwasher,Electric Range,Glass Cooktop,Stainless Steel Appliance(s)
  • Laundry features: Common Area,Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Insulated,Fireplace,Ceiling Fan(s),Vaulted Ceiling(s),Storage,Other
  • Window features: Aluminum Frames,Insulated Windows,Blinds
  • Flooring: Carpet Vinyl,Hardwood,Tile
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Electric,Heat Pump Air to Air
  • Cooling features: Central Air,Heat Pump Air to Air

Interior Area

  • Total structure area: 1,649
  • Total interior livable area: 1,649 sqft

Property

Details

  • Parcel number: 00000000568015
  • Zoning: ESA-2
  • Other equipment: Sprinkler System,Irrigation Equipment

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Screened,Front Porch,Deck,Patio
  • Exterior features: Sprinkler System,Irrigation,Shrubbery,Flowers
  • Fencing: Chain Link,Fenced
  • On waterfront: Yes
  • Waterfront features: River Front
  • Waterbody name: Ichetucknee

Lot

  • Lot size: 0.82 Acres
  • Features: Irregular Lot,Wooded
  • Lot size dimensions: 77 x 508 appro x .

Parking

  • Parking features: 2 Car,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Hurricane
Heat Wave
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Columbia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,884$58,608
Home Insurance *$481$5,772
Property Taxes $1,236$14,832
Electricity $197$2,366
Total$6,798$81,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$233,074/yr
40% on housing$203,940/yr
45% on housing$181,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$586This listing

vs Other Active Listings

Avg $/sqft

ZIP 32038$158
Columbia County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 32038$198
Columbia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-05Listed for sale$990,000
2013-05-08Sold$300,000
2012-06-05Price change$339,000
2012-02-18Listed for sale$359,000
2010-07-18Listing removed$479,000
2010-05-08Listed for sale$479,000

For Sale by Agent

AgentKellie Shirah, POOLE REALTY INC.
BrokeragePOOLE REALTY INC.

Similar Homes