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139 NE PATTERSON AVENUE, Lake City, FL, 32055

2beds
1baths
960sqft
$139,000
$145price/sqft
$1,083/moest. monthly cost
$43,320/yrincome needed

About This Home

Don’t miss the chance to secure 139 NE Patterson Ave, one of the strongest opportunities in Lake City right now. Homes in this area are moving quickly, with nearby properties receiving multiple offers and high buyer interest, and this location stands out even more with no HOA, giving buyers the freedom and flexibility they want. The property sits in an established neighborhood close to parks, schools, shopping, medical centers, and major commuter routes, offering both convenience and long-term appeal. With strong value compared to recent sales, this is an ideal choice for investors, renovators, or buyers looking to build equity and create something special. As inventory continues to tighten, properties with this kind of potential and no HOA are becoming harder to find. Whether you’re planning a renovation, rental, or personalized home, the upside here is undeniable. Opportunities like this move fast, so act quickly before it’s gone.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
3/10
Columbia High SchoolGrades PK,9-123.0 mi
--
Niblack Elementary SchoolGrades PK-50.8 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Crawlspace
  • Roof: Other,Shingle
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave
  • Laundry features: Inside

Bathroom1

  • Level: First

Bedroom2

  • Features: Coat Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Living Room/Dining Room Combo
  • Flooring: Other,Hardwood

Heating & Cooling

  • Heating features: Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Coat Closet
  • Level: First

Property

Details

  • Parcel number: 00000013141000
  • Zoning: RSF-3
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Garden

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 75 x 160

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters in Columbia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$100$1,200
Property Taxes $84$1,008
Electricity $197$2,366
Total$1,083$12,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,131/yr
40% on housing$32,490/yr
45% on housing$28,880/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 32055$171
Columbia County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 32055$135
Columbia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$129,000
2026-07-08Price change$139,000
2026-05-26Listed for sale$149,700
2002-03-20Sold$15,000
2000-04-24Sold$12,000

For Sale by Agent

AgentWilso Charles
BrokerageCHARLES & CHARLES REALTY LLC

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