164 NE Laguna Dr, Lake City, FL, 32055
About This Home
Stunning 3BR/3BA solid brick home with 2,896 heated SqFt, offering exceptional versatility for residential living or potential commercial office use! This one-of-a-kind property features a welcoming living room, formal dining room, two-car garage, antique heart pine flooring, and dual fireplaces that add warmth, character, and timeless charm. Situated on one of the largest lots in the city, the grounds are beautifully landscaped with magnolia trees, palm trees, and abundant camellias, creating a peaceful setting with a lovely view of Lake DeSoto. Whether you are looking for an elegant home, professional office space, or a unique live/work opportunity, this property offers the space, location, and character to make it truly special.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Roof: Metal
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range
- Laundry features: Laundry Room,Inside
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Fireplace,Ceiling Fan(s)
- Window features: Aluminum Frames,Drapes,Blinds
- Flooring: Concrete,Hardwood,Tile,Other
- Fireplace features: Gas,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,896
- Total interior livable area: 2,896 sqft
Property
Details
- Parcel number: 00000013149000
- Zoning: RO
Features
- Levels: One
- Patio & porch: Front Porch
- Exterior features: Rain Gutters Partial Roof,Shrubbery,Flowering Trees
- Fencing: Other
Lot
- Lot size: 0.79 Acres
- Lot size dimensions: 120 x 250
Parking
- Total spaces: 2
- Parking features: 2 Car,Garage,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Heat Wave
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Columbia County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,642 | $19,704 |
| Home Insurance * | $234 | $2,808 |
| Property Taxes | $418 | $5,016 |
| Electricity | $291 | $3,497 |
| Total | $2,585 | $31,020 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Price change | $324,900 |
| 2026-05-28 | Listed for sale | $350,000 |
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