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433 SE Camp St, Lake City, FL, 32025

3beds
1baths
1,027sqft
$165,000
$161price/sqft
$1,481/moest. monthly cost
$59,240/yrincome needed

About This Home

Nestled in the heart of Lake City's Historic District, this 3 bed, 1 bath vintage home offers a prime location and the opportunity to develop on the land. The home features a brand-new metal roof, updated central air, revamped kitchen, a spruced-up deck, and a well-maintained yard. The area offers everything you can ask for and is just blocks away from the WinnDixie, Halpatter brewery, Issabella Lake, and the local VA. A recent survey is included in the photos showing the additional buildable lots and I can provide examples of plans proposed by a local builder. Open to negotiation on individual lots.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

4/10
3/10
Columbia High SchoolGrades PK,9-122.6 mi
4/10

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range / Oven,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Heat pump,Electric,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,027 sqft

Property

Details

  • Parcel number: 00000013703000

Features

  • Exterior features: Wood
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.72 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters in Columbia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$163$1,956
Property Taxes $287$3,444
Electricity $197$2,366
Total$1,481$17,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,777/yr
40% on housing$44,430/yr
45% on housing$39,493/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 32025$156
Columbia County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 32025$161
Columbia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$165,000
2026-07-30Listed for sale$165,000
2024-07-19Listing removed--
2024-07-09Listed for sale$225,000
2023-04-15Listing removed--
2023-04-13Listed for rent$1,600
2022-10-18Sold$135,000
2022-09-10Contingent$135,000
2022-08-26Listed for sale$135,000
2009-12-07Sold$76,500

For Sale by Owner

AgentProperty Owner

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