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187 SE WILLOW Drive, Lake City, FL, 32025

2beds
2baths
1,193sqft
$150,000
$126price/sqft
$1,285/moest. monthly cost
$51,400/yrincome needed

About This Home

Opportunity Awaits in Eastside Village 55+ Community! Bring your vision and make this home your own! This 2-bedroom, 2-bath home offers a solid foundation and endless potential for the right buyer. With good bones, a functional floor plan, and a peaceful setting, it's the perfect opportunity to renovate and customize to your personal style. Whether you're looking for an affordable retirement home, a seasonal getaway, or your next remodeling project, this property is ready for your ideas. Enjoy the benefits of living in a well-established community featuring a clubhouse, swimming pool, and a full calendar of social activities, all while being conveniently located near shopping, restaurants, medical facilities, and major highways. With some TLC and updating, this home has the potential to shine once again. Don't miss your chance to invest in one of the most popular active adult communities. Being sold As-Is with right to inspect. Seller to make no repairs. In Probate Community Highlights to Mention: 55+ deed-restricted community, Residents own both the home and the land (no lot rent), Community Pool, Clubhouse, Social activities, RV/boat parking available within the community, Minutes to medical facilities, Close to I-75 & I-10 and Low monthly HOA.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
4/10
3/10
Columbia High SchoolGrades PK,9-123.0 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1993

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,756
  • Total interior livable area: 1,193 sqft

Property

Details

  • Parcel number: 034S1707592309

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Glass Enclosed,Patio

Lot

  • Features: Cleared

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Columbia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$148$1,776
Property Taxes $182$2,184
Electricity $197$2,366
Total$1,285$15,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,057/yr
40% on housing$38,550/yr
45% on housing$34,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 32025$156
Columbia County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 32025$161
Columbia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$125,000
2026-08-06Listed for sale$150,000
2022-04-18Sold$42,500
2022-02-21Listed for sale$169,900
2021-10-02Listing removed--
2021-09-24Listed for sale$149,900
2021-04-05Sold$132,000
2021-01-27Listed for sale$139,000

For Sale by Agent

AgentTIM MATHES
BrokerageUNITED REAL ESTATE GALLERY

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