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362 SE Rosewood Cir, Lake City, FL, 32025

3beds
2baths
1,427sqft
$215,000
$151price/sqft
$1,805/moest. monthly cost
$72,200/yrincome needed

About This Home

2025 Updates: New Shingled roof with a 35 year warranty, New AC unit, New flooring in Foyer, bathrooms, kitchen / laundry room, new paint through-out, new carpet with warranty. This home is ready to move in. Florida living at it's best perfect retirement home open floor plan with lots of windows & glass doors a community with lots of amenities for the resident to enjoy. Come check it out for yourself.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
4/10
3/10
Columbia High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Dishwasher,Disposal,Washer,Dryer,Electric Range,Range Hood
  • Laundry features: Laundry Room,Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Insulated,Ceiling Fan(s),Vaulted Ceiling(s),Storage,High Speed Internet,Open Floorplan,Laminate Counters
  • Window features: Aluminum Frames,Insulated Windows,Screens,Blinds
  • Flooring: Vinyl Linoleum,Carpet

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,427
  • Total interior livable area: 1,427 sqft

Property

Details

  • Parcel number: Lengthy
  • Zoning: SFH
  • Other equipment: Irrigation Equipment

Features

  • Levels: One
  • Pool features: In Ground,Community
  • Patio & porch: Screened,Front Porch,Patio,Rear Porch
  • Exterior features: Irrigation,Shrubbery,Flowering Trees,Plant Bed

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: .25

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Columbia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$213$2,556
Property Taxes $308$3,696
Electricity $197$2,366
Total$1,805$21,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,885/yr
40% on housing$54,150/yr
45% on housing$48,133/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 32025$156
Columbia County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 32025$161
Columbia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$239,999
2026-03-12Listing removed$239,999
2026-02-03Listed for sale$239,999
2000-12-18Sold$85,800

For Sale by Agent

AgentDenise Bose
BrokerageDENISE MILLIGAN-BOSE REALTY, INC

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