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107 SW McGriff Ln, Lake City, FL, 32024

4beds
2baths
2,052sqft
$150,000
$73price/sqft
$1,254/moest. monthly cost
$50,160/yrincome needed

About This Home

HUGE price drop on this already affordable home!! Offering abundant storage throughout, this home boasts 2,052 sq. ft. of heated and cooled space with 4 bedrooms and 2 bathrooms, a large laundry room, a bonus room that could serve as a 2nd family room, office, gym or whatever your heart desires. Split floor plan with 3 bedrooms on one end and a large primary bedroom on the other which includes dual vanities and a soaker tub along with a huge walk-in closet. The kitchen has a large island, ample cabinet space and flows seamlessly into the dining room ensuring that cooking and entertaining is a breeze. Outside features a fenced back yard, 2 storage sheds, a 2 car carport and a 30/50 amp RV hookup. Metal roof 2015, AC 2022. Property will be sold AS-IS giving you the opportunity to add your own personal touch and make this place truly shine!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
4/10
Lake City Middle SchoolGrades 7-83.7 mi
3/10
Columbia High SchoolGrades PK,9-124.8 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Pillar Post Pier
  • Roof: Metal
  • Construction materials: Frame Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Dishwasher,Electric Range
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),High Speed Internet,TV Cable,Open Floorplan,Laminate Counters
  • Window features: Aluminum Frames,Drapes,Blinds
  • Flooring: Vinyl Linoleum,Carpet,Other

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,052
  • Total interior livable area: 2,052 sqft

Property

Details

  • Parcel number: 094S1602818228
  • Zoning: RSFMH

Features

  • Patio & porch: Front Porch,Deck,Rear Porch
  • Fencing: Wood,Field Fence,Fenced

Lot

  • Lot size: 0.56 Acres
  • Lot size dimensions: .56

Parking

  • Parking features: 3+ Car,Carport,Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Columbia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$99$1,188
Property Taxes $191$2,292
Electricity $206$2,478
Total$1,254$15,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,994/yr
40% on housing$37,620/yr
45% on housing$33,440/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$73This listing

vs Other Active Listings

Avg $/sqft

ZIP 32024$179
Columbia County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 32024$190
Columbia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Contingent$150,000
2026-07-08Price change$150,000
2026-06-20Price change$170,000
2026-06-05Listed for sale$179,900
2026-04-10Listing removed$169,000
2026-04-03Price change$169,000
2026-03-25Listed for sale$179,000
2014-12-23Sold$57,000
2005-08-24Sold$99,900

For Sale by Agent

AgentAmanda Martz
BrokerageHALLMARKADAMS

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