9972 SW County Road 240, Lake City, FL, 32024
About This Home
Tucked away on 10 beautiful acres, this private flag lot property offers the perfect blend of peace, privacy, and meticulously maintained living. A long pebble stone driveway leads you far off the road to a stunning, well-manicured homesite surrounded by serene natural beauty and abundant wildlife. This spacious 4-bedroom, 2-bath home features approximately 1,782 sq ft of thoughtfully updated living space with quality finishes throughout. Inside, you'll find a beautifully remodeled kitchen completed in 2018 with satin white soft-close cabinetry, Corian solid surface countertops, tumbled travertine backsplash, and upgraded appliances including new 2024 Whirlpool refrigerators and microwave. The home also offers thermal pane Low-E windows installed in 2019, a 16 SEER HVAC system installed in 2018, luxury flooring, custom window treatments, Hunter ceiling fans, and a stunning fireplace with Wisconsin stackstone and cypress mantel. The oversized master suite boasts a custom Jacuzzi spa tub with mood lighting, porcelain tile shower with granite seat, custom vanity, and upscale finishes throughout. Outdoor living is just as impressive with a covered front porch, large gazebo-style back porch complete with LED lighting and fan, a 2-car carport, and a massive pole barn with enclosure potential. The property is beautifully landscaped with manual irrigation, 13 water faucet outlets throughout the property, and approximately 6-7 acres planted in Argentine Bahia grass. Additional featu
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Roof: Metal
- Construction materials: Metal Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Microwave,Dishwasher,Washer,Dryer,Electric Range
- Laundry features: Shed,Separate
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Insulated,Fireplace,Ceiling Fan(s),Vaulted Ceiling(s),High Speed Internet,TV Cable,Corian Counters,Other
- Window features: Insulated Windows,Drapes
- Flooring: Laminate,Carpet,Porcelain Tile
- Fireplace features: Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat Pump Air to Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,782
- Total interior livable area: 1,782 sqft
Property
Details
- Parcel number: 185S1603644000
- Zoning: res
- Other equipment: Sprinkler System,Irrigation Equipment
Features
- Levels: One
- Patio & porch: Front Porch,Deck,Rear Porch
- Exterior features: Sprinkler System,Other,Irrigation,Shrubbery,Flowers,Flowering Trees,Fountian Water Feature,Lighting,Pavers,Plant Bed
Lot
- Lot size: 10.01 Acres
- Features: Irregular Lot,Wooded,Pasture
- Lot size dimensions: 435600 sq ft
Parking
- Parking features: 3+ Car,Carport,Driveway,Detached Carport Prefabricated
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hurricane
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Columbia County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,224 | $26,688 |
| Home Insurance * | $290 | $3,480 |
| Property Taxes | $434 | $5,208 |
| Electricity | $197 | $2,366 |
| Total | $3,145 | $37,740 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Pending sale | $439,900 |
| 2026-06-16 | Price change | $439,900 |
| 2026-05-30 | Listed for sale | $449,900 |
| 2026-05-29 | Listing removed | $449,900 |
| 2026-05-20 | Listed for sale | $449,900 |
| 2026-02-27 | Pending sale | $449,900 |
| 2026-02-27 | Contingent | $449,900 |
| 2026-02-21 | Listed for sale | $449,900 |
| 1997-12-17 | Sold | $42,400 |
| 1997-02-28 | Sold | $151,700 |
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