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243 NW Cheswick Dr, Lake City, FL, 32055

2beds
1baths
954sqft
$125,000
$131price/sqft
$1,070/moest. monthly cost
$42,800/yrincome needed

About This Home

** DRASTIC PRICE REDUCTION ** Here's your chance to work where you live! Mobile home updated in 2005. New metal roof installed in 2009. Could be used as an office or living area or both! Property is zoned as industrial/commercial but mobile home is grandfathered in, making this property unique! Nice 40 x 60 metal building with concrete slab floor built in 2009. High ceilings. currently used as a mechanic shop.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

2/10
4/10
Lake City Middle SchoolGrades 7-82.9 mi
3/10
Columbia High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Metal
  • Construction materials: Frame Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Electric Range
  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace,Storage,Bonus Room
  • Window features: Aluminum Frames
  • Flooring: Vinyl Linoleum,Tile
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric Space Heater
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 954
  • Total interior livable area: 954 sqft

Property

Details

  • Parcel number: 193S1705150000
  • Zoning: ind

Features

  • Levels: One
  • Patio & porch: Covered,Rear Porch
  • Fencing: Chain Link,Fenced

Lot

  • Lot size: 0.59 Acres
  • Lot size dimensions: 155 x 175 MOL

Parking

  • Total spaces: 1
  • Parking features: 1 Car,3+ Car,Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Columbia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$90$1,080
Property Taxes $151$1,812
Electricity $197$2,366
Total$1,070$12,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,685/yr
40% on housing$32,100/yr
45% on housing$28,533/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 32055$171
Columbia County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 32055$135
Columbia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-31Price change$135,000
2025-12-18Price change$159,000
2025-08-26Price change$169,000
2025-07-07Listed for sale$179,000
2022-09-24Listing removed--
2022-03-24Listed for sale$155,000
2020-06-15Listing removed$145,000
2020-02-13Price change$145,000
2019-11-15Price change$150,000
2019-09-27Price change$185,000
2019-08-16Listed for sale$205,000
2003-10-22Sold$4,500
2001-04-23Sold$1,800

For Sale by Agent

AgentKathryn Thomas
BrokerageRucker Realty

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